Monday, 28 September 2009

Euribor 28/9/2009 (12 months & other types)

Forecast of September average: 1,261 (Reliability: 91%)
Oficial value of day 28/9/09: 1,235
 
Comments: The next update will be done tomorrow around 12:00 hours. The Euribor at 1 week are increasing.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2009 1,302 -0,002 -> Reduction compared prev. day:-0,153%
02/09/2009 1,300 -0,002 -> Reduction compared prev. day:-0,154%
03/09/2009 1,298 -0,002 -> Reduction compared prev. day:-0,154%
04/09/2009 1,290 -0,008 -> Reduction compared prev. day:-0,616%
07/09/2009 1,283 -0,007 -> Reduction compared prev. day:-0,543%
08/09/2009 1,274 -0,009 -> Reduction compared prev. day:-0,701%
09/09/2009 1,267 -0,007 -> Reduction compared prev. day:-0,549%
10/09/2009 1,261 -0,006 -> Reduction compared prev. day:-0,474%
11/09/2009 1,258 -0,003 -> Reduction compared prev. day:-0,238%
14/09/2009 1,255 -0,003 -> Reduction compared prev. day:-0,238%
15/09/2009 1,256 +0,001 -> Increase compared preve. day:+0,080%
16/09/2009 1,252 -0,004 -> Reduction compared prev. day:-0,318%
17/09/2009 1,256 +0,004 -> Increase compared preve. day:+0,319%
18/09/2009 1,254 -0,002 -> Reduction compared prev. day:-0,159%
21/09/2009 1,252 -0,002 -> Reduction compared prev. day:-0,159%
22/09/2009 1,251 -0,001 -> Reduction compared prev. day:-0,080%
23/09/2009 1,247 -0,004 -> Reduction compared prev. day:-0,320%
24/09/2009 1,242 -0,005 -> Reduction compared prev. day:-0,401%
25/09/2009 1,238 -0,004 -> Reduction compared prev. day:-0,322%
28/09/2009 1,235 -0,003 -> Reduction compared prev. day:-0,242%
29/09/2009 1,236  Theorical expected value  
30/09/2009 1,237  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,01€
Compared one year ago, in Sep'08 (5,384%): 1065,8 €
Expected monthly savings will be.: 421 €
Expected Yearly savings will be.: 5061 € (-39,58%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 28/9/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,352 0,369 0,395 0,438 0,594 0,739 0,843
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,926 1,018 1,064 1,103 1,142 1,18 1,21
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/09/2009 at 14:05
 

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