Friday, 18 September 2009

Euribor 18/9/2009 (12 months & other types)

Forecast of September average: 1,266 (Reliability: 64 %)
Oficial value of day 18/9/09: 1,254
 
Comments: The next update will be done tomorrow around 16:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2009 1,302 -0,002 -> Reduction compared prev. day:-0,153%
02/09/2009 1,300 -0,002 -> Reduction compared prev. day:-0,154%
03/09/2009 1,298 -0,002 -> Reduction compared prev. day:-0,154%
04/09/2009 1,290 -0,008 -> Reduction compared prev. day:-0,616%
07/09/2009 1,283 -0,007 -> Reduction compared prev. day:-0,543%
08/09/2009 1,274 -0,009 -> Reduction compared prev. day:-0,701%
09/09/2009 1,267 -0,007 -> Reduction compared prev. day:-0,549%
10/09/2009 1,261 -0,006 -> Reduction compared prev. day:-0,474%
11/09/2009 1,258 -0,003 -> Reduction compared prev. day:-0,238%
14/09/2009 1,255 -0,003 -> Reduction compared prev. day:-0,238%
15/09/2009 1,256 +0,001 -> Increase compared preve. day:+0,080%
16/09/2009 1,252 -0,004 -> Reduction compared prev. day:-0,318%
17/09/2009 1,256 +0,004 -> Increase compared preve. day:+0,319%
18/09/2009 1,254 -0,002 -> Reduction compared prev. day:-0,159%
21/09/2009 1,254  Theorical expected value    
22/09/2009 1,255  Theorical expected value    
23/09/2009 1,254  Theorical expected value    
24/09/2009 1,257  Theorical expected value    
25/09/2009 1,253  Theorical expected value    
28/09/2009 1,250  Theorical expected value    
29/09/2009 1,253  Theorical expected value    
30/09/2009 1,256  Theorical expected value    
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,45€
Compared one year ago, in Sep'08 (5,384%): 1065,8 €
Expected monthly savings will be.: 421 €
Expected Yearly savings will be.: 5056 € (-39,53%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 18/9/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,34 0,372 0,404 0,449 0,61 0,762 0,863
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,948 1,035 1,08 1,118 1,159 1,194 1,223
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/09/2009 at 16:00
 

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