Monday, 21 September 2009

Euribor 21/9/2009 (12 months & other types)

Forecast of September average: 1,265 (Reliability: 68%)
Oficial value of day 21/9/09: 1,252
 
Comments: The next update will be done tomorrow around 16:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2009 1,302 -0,002 -> Reduction compared prev. day:-0,153%
02/09/2009 1,300 -0,002 -> Reduction compared prev. day:-0,154%
03/09/2009 1,298 -0,002 -> Reduction compared prev. day:-0,154%
04/09/2009 1,290 -0,008 -> Reduction compared prev. day:-0,616%
07/09/2009 1,283 -0,007 -> Reduction compared prev. day:-0,543%
08/09/2009 1,274 -0,009 -> Reduction compared prev. day:-0,701%
09/09/2009 1,267 -0,007 -> Reduction compared prev. day:-0,549%
10/09/2009 1,261 -0,006 -> Reduction compared prev. day  :-0,474%
11/09/2009 1,258 -0,003 -> Reduction compared prev. day  :-0,238%
14/09/2009 1,255 -0,003 -> Reduction compared prev. day  :-0,238%
15/09/2009 1,256 +0,001 -> Increase compared preve. day  :+0,080%
16/09/2009 1,252 -0,004 -> Reduction compared prev. day  :-0,318%
17/09/2009 1,256 +0,004 -> Increase compared preve. day  :+0,319%
18/09/2009 1,254 -0,002 -> Reduction compared prev. day  :-0,159%
21/09/2009 1,252 -0,002 -> Reduction compared prev. day  :-0,159%
22/09/2009 1,251  Theorical expected value         
23/09/2009 1,250  Theorical expected value         
24/09/2009 1,253  Theorical expected value         
25/09/2009 1,256  Theorical expected value         
28/09/2009 1,253  Theorical expected value         
29/09/2009 1,253  Theorical expected value         
30/09/2009 1,253  Theorical expected value         
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,36€
Compared one year ago, in Sep'08 (5,384%): 1065,8 €
Expected monthly savings will be.: 421 €
Expected Yearly savings will be.: 5057 € (-39,54%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 21/9/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,34 0,371 0,401 0,449 0,606 0,758 0,859
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,943 1,031 1,079 1,116 1,156 1,191 1,221
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/09/2009 at 16:05
 

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