Wednesday, 8 July 2015

Euribor 8/7/2015 (12 months & other types)

Forecast of July average: 0,164 (Reliability: 24%)
Oficial value of day 8/7/15: 0,164 (=)

Comments: In this  day repeats value (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,131 (-2%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
02/07/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
03/07/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
06/07/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
07/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
08/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
09/07/2015 0,163  Theorical expected value
10/07/2015 0,164  Theorical expected value
13/07/2015 0,163  Theorical expected value
14/07/2015 0,164  Theorical expected value
15/07/2015 0,164  Theorical expected value
16/07/2015 0,165  Theorical expected value
17/07/2015 0,166  Theorical expected value
20/07/2015 0,167  Theorical expected value
21/07/2015 0,167  Theorical expected value
22/07/2015 0,167  Theorical expected value
23/07/2015 0,167  Theorical expected value
24/07/2015 0,167  Theorical expected value
27/07/2015 0,167  Theorical expected value
28/07/2015 0,166  Theorical expected value
29/07/2015 0,166  Theorical expected value
30/07/2015 0,166  Theorical expected value
31/07/2015 0,166  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 551,51 €. Expected monthly savings will be: 26 €.
Compared one year ago, in July'14 (0,488%): 577,96 €
 Expected yearly savings will be:  317 
€ () -4,58%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/7/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,131 -0,118 -0,071 -0,038
3 mo. 6 mo. 9 mo. 12 mo.
-0,018 0,049 0,101 0,164

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,127 -0,115 -0,068 -0,039
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,016 0,049 0,100 0,164

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/7/2015 at 14:06

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