Friday, 3 July 2015

Euribor 3/7/2015 (12 months & other types)

Forecast of July average: 0,163 (Reliability: 12%)
Oficial value of day 3/7/15: 0,163 (=)

Comments: In this  day repeats value (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 3 thousands: -0,127 (-3%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
02/07/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
03/07/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
06/07/2015 0,162  Theorical expected value
07/07/2015 0,161  Theorical expected value
08/07/2015 0,161  Theorical expected value
09/07/2015 0,160  Theorical expected value
10/07/2015 0,161  Theorical expected value
13/07/2015 0,160  Theorical expected value
14/07/2015 0,161  Theorical expected value
15/07/2015 0,161  Theorical expected value
16/07/2015 0,162  Theorical expected value
17/07/2015 0,163  Theorical expected value
20/07/2015 0,164  Theorical expected value
21/07/2015 0,164  Theorical expected value
22/07/2015 0,164  Theorical expected value
23/07/2015 0,164  Theorical expected value
24/07/2015 0,164  Theorical expected value
27/07/2015 0,164  Theorical expected value
28/07/2015 0,163  Theorical expected value
29/07/2015 0,163  Theorical expected value
30/07/2015 0,163  Theorical expected value
31/07/2015 0,163  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 551,51 €.
Compared one year ago, in July'14 (0,488%): 577,96 €
Expected monthly savings will be: 26 €. 
Expected yearly savings will be:  317 € (-4,58%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/7/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,127 -0,114 -0,067 -0,039
3 mo. 6 mo. 9 mo. 12 mo.
-0,015 0,049 0,099 0,163

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,125 -0,113 -0,066 -0,039
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,015 0,049 0,100 0,163

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/7/2015 at 14:06

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