Monday 13 July 2015

Euribor 13/7/2015 (12 months & other types)

Forecast of July average: 0,167 (Reliability: 40%)
Oficial value of day 13/7/15: 0,166 (+1,220%)

Comments: In this  day increases 2 thousands (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 2 thousands: -0,131 (+2%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
02/07/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
03/07/2015 0,163 =0,000 -> Difference compared previous day:=0,000%
06/07/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
07/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
08/07/2015 0,164 =0,000 -> Difference compared previous day:=0,000%
09/07/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
10/07/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
13/07/2015 0,166 +0,002 -> Difference compared previous day:+1,220%
14/07/2015 0,167  Theorical expected value
15/07/2015 0,167  Theorical expected value
16/07/2015 0,168  Theorical expected value
17/07/2015 0,169  Theorical expected value
20/07/2015 0,170  Theorical expected value
21/07/2015 0,170  Theorical expected value
22/07/2015 0,170  Theorical expected value
23/07/2015 0,170  Theorical expected value
24/07/2015 0,170  Theorical expected value
27/07/2015 0,170  Theorical expected value
28/07/2015 0,169  Theorical expected value
29/07/2015 0,169  Theorical expected value
30/07/2015 0,169  Theorical expected value
31/07/2015 0,169  Theorical expected value

This is an example with the interest rate showed above:

A mortgage of 180.000 €.Quantity added by the bank to the official interest rate: + 0,5 Mortgage years: 30.The monthly payment will be: 551,51 €. 
Expected monthly savings will be: 26 €.
Compared one year ago, in July'14 (0,488%): 577,96 €
 Expected yearly savings will be:  317  () -4,58%
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/7/2015:

1 we.2 we.1 mo.2 mo.
-0,131-0,118-0,071-0,038
3 mo.6 mo.9 mo.12 mo.
-0,0190,0490,1020,166

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)2 w(av)1 m(av)2 m(av)
-0,129-0,116-0,069-0,039
3 m(av)6 m(av)9 m(av)12m(a)
-0,0170,0490,1010,164

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/7/2015 at 14:06

No comments:

Post a Comment

Note: only a member of this blog may post a comment.