Wednesday 18 February 2015

Euribor 18/2/2015 (12 months & other types)

Forecast of February average: 0,260 (Reliability: 65%)
Oficial value of day 18/2/15: 0,255 (-1'163%)

Comments: In this  day  decreases 3 thousands (the minimum historical was on 18/2/15: 0,255) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value too: -0,032 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/2/2015 0,271 +0,001 ->Difference compared previous day:+0,370%
03/2/2015 0,266 -0,005 -> Difference compared previous day:-1,845%
04/2/2015 0,263 -0,003 -> Difference compared previous day:-1,128%
05/2/2015 0,262 -0,001 -> Difference compared previous day:-0,380%
06/2/2015 0,261 -0,001 -> Difference compared previous day:-0,382%
09/2/2015 0,261 =0,000 ->Difference compared previous day:=0,000%
10/2/2015 0,262 +0,001 ->Difference compared previous day:+0,383%
11/2/2015 0,260 -0,002 -> Difference compared previous day:-0,763%
12/2/2015 0,260 =0,000-> Difference compared previous day :=0,000%  
13/2/2015 0,259 -0,001 -> Difference compared previous day :-0,385%
16/2/2015 0,258 -0,001 -> Difference compared previous day :-0,386%
17/2/2015 0,258 =0,000-> Difference compared previous day :=0,000%
18/2/2015 0,255 -0,003 -> Difference compared previous day:-1,163%
19/2/2015 0,255  Theorical expected value   
20/2/2015 0,256  Theorical expected value   
23/2/2015 0,256  Theorical expected value   
24/2/2015 0,255  Theorical expected value   
25/2/2015 0,255  Theorical expected value   
26/2/2015 0,255  Theorical expected value   
27/2/2015 0,255  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €.
 
Expected yearly savings will be:  274 
(-3,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/2/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,032 -0,020 0,001 0,021
3 mo. 6 mo. 9 mo. 12 mo.
0,048 0,126 0,184 0,255

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,031 -0,022 0,001 0,022
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,051 0,130 0,192 0,261

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/2/2015 at 14:06

No comments:

Post a Comment

Note: only a member of this blog may post a comment.