Euribor 2/2/2015 (12 months & other types)

Forecast of February average: 0,270 (Reliability: 5%)

Oficial value of day 2/2/15: 0,271 (+0,370%)

Comments: In this  day  increases one thousand (the minimum historical was on 30/1/15: 0,270) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week day increases 2 thousands: -0,022 (+10%). The next update will be done the next working day around 14:00 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/2/2015 0,271 +0,001 -> Theorical expected value  :+0,370%

03/2/2015 0,270  Theorical expected value  

04/2/2015 0,270  Theorical expected value  

05/2/2015 0,269  ECB, not expected changes(=0,05%)

06/2/2015 0,269  Theorical expected value  

09/2/2015 0,269  Theorical expected value  

10/2/2015 0,271  Theorical expected value  

11/2/2015 0,271  Theorical expected value  

12/2/2015 0,272  Theorical expected value  

13/2/2015 0,272  Theorical expected value  

16/2/2015 0,273  Theorical expected value  

17/2/2015 0,273  Theorical expected value  

18/2/2015 0,273  Theorical expected value  

19/2/2015 0,272  Theorical expected value  

20/2/2015 0,273  Theorical expected value  

23/2/2015 0,273  Theorical expected value  

24/2/2015 0,272  Theorical expected value  

25/2/2015 0,272  Theorical expected value  

26/2/2015 0,272  Theorical expected value  

27/2/2015 0,272  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 560,21 €.
Compared one year ago, in February'14 (0,549%): 583,01 €
Expected monthly savings will be: 23 €. 
Expected yearly savings will be:  274 € (-3,91%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/2/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,022	-0,017	0,003	0,024
3 mo.	6 mo.	9 mo.	12 mo.
0,055	0,134	0,202	0,271

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,022	-0,017	0,003	0,024
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,055	0,134	0,202	0,271

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/2/2015 at 14:06