Monday, 30 June 2014

Euribor 30/6/2014 & final value of June average

Final value of June average: 0,513
Oficial value of day 30/6/2014: 0,488 (=)
 
Comments: Today repeats value, and practically all of the Euribor types with similar  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%
26/6/2014 0,488 +0,001 -> Increase compared previ. day:+0,205%
27/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
30/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
580,03 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,50 €.
 
Expected yearly extra expenses will be:  6 
€ (+0,09%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,052 0,063 0,099 0,157
3 mo. 6 mo. 9 mo. 12 mo.
0,207 0,303 0,394 0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,110 0,121 0,153 0,198
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,241 0,333 0,421 0,513

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/6/2014 at 13:55

Friday, 27 June 2014

Euribor 27/6/2014 (12 months & other types)

Forecast of June average: 0,513 (Reliability: 95%)
Oficial value of day 26/6/14: 0,488 (=)

Comments: In this day repeats value and practically all the rest of the Euribor types with lower datas compared yesterday values, the Euribor at 1 week that decreases 11 thousands: 0,056 (-16,4%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%
26/6/2014 0,488 +0,001 -> Increase compared previ. day:+0,205%
27/6/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%
30/6/2014 0,487  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,056 0,066 0,101 0,157
3 mo. 6 mo. 9 mo. 12 mo.
0,207 0,303 0,394 0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,113 0,124 0,156 0,200
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,243 0,335 0,422 0,514

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/6/2014 at 13:55

Thursday, 26 June 2014

Euribor 26/6/2014 (12 months & other types)

Forecast of June average: 0,513 (Reliability: 90%)
Oficial value of day 26/6/14: 0,488 (+0,205%)
 
Comments: In this day increases one thousand and practically all the rest of the Euribor types with slightly higher or equal compared yesterday values, the Euribor at 1 week that increases one thousand: 0,067 (+1,5%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%
26/6/2014 0,488 +0,001 -> Increase compared previ. day:+0,205%
27/6/2014 0,488 Theorical expected value
30/6/2014 0,487 Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,067 0,072 0,103 0,158
3 mo. 6 mo. 9 mo. 12 mo.
0,209 0,305 0,395 0,488

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,116 0,127 0,158 0,202
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,245 0,336 0,423 0,515


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/6/2014 at 13:55

Wednesday, 25 June 2014

Euribor 25/6/2014 (12 months & other types)

Forecast of June average: 0,512 (Reliability: 85%)
Oficial value of day 25/6/14: 0,487 (-0,409%)
 
Comments: In this day decreases 2 thousands and practically all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week that increases one thousand: 0,066 (+1,5%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
24/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
25/6/2014 0,487 -0,002 -> Reduction compared prev.day:-0,409%
26/6/2014 0,486  Theorical expected value  
27/6/2014 0,486  Theorical expected value  
30/6/2014 0,485  Theorical expected value   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,066 0,071 0,103 0,157
3 mo. 6 mo. 9 mo. 12 mo.
0,208 0,306 0,394 0,487

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,119 0,130 0,162 0,204
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,247 0,338 0,425 0,517


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/6/2014 at 13:55

Friday, 20 June 2014

Euribor 20/6/2014 (12 months & other types)

Forecast of June average: 0,512 (Reliability: 70%)
Oficial value of day 20/6/14: 0,489 (=)
 
Comments: In this day repeats value and practically all the rest of the Euribor types with lower data compared yesterday values, except the Euribor at 1 week that increases 9 thousands: 0,055 (+19,5%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,489 -0,001 -> Reduction compared prev.day:-0,204%
20/6/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%
23/6/2014 0,489  Theorical expected value   
24/6/2014 0,488  Theorical expected value   
25/6/2014 0,488  Theorical expected value   
26/6/2014 0,487  Theorical expected value   
27/6/2014 0,487  Theorical expected value   
30/6/2014 0,486  Theorical expected value    
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,055 0,068 0,108 0,161
3 mo. 6 mo. 9 mo. 12 mo.
0,212 0,306 0,397 0,489

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,130 0,142 0,173 0,213
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,254 0,344 0,431 0,523

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/6/2014 at 13:55

Thursday, 19 June 2014

Euribor 19/6/2014 (12 months & other types)

Forecast of June average: 0,512 (Reliability: 66%)
Oficial value of day 19/6/14: 0,489 (-0,204%)
 
Comments: In this day decreases one thousand and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 5 thousands: 0,046 (-9,8%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,490  Theorical expected value  
20/6/2014 0,489  Theorical expected value  
23/6/2014 0,489  Theorical expected value  
24/6/2014 0,486  Theorical expected value  
25/6/2014 0,485  Theorical expected value  
26/6/2014 0,484  Theorical expected value  
27/6/2014 0,483  Theorical expected value  
30/6/2014 0,482  Theorical expected value   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 19/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,046 0,069 0,109 0,161
3 mo. 6 mo. 9 mo. 12 mo.
0,212 0,306 0,396 0,489

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,136 0,147 0,178 0,217
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,258 0,347 0,433 0,525

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 19/6/2014 at 13:55

Wednesday, 18 June 2014

Euribor 18/6/2014 (12 months & other types)

Forecast of June average: 0,512 (Reliability: 62%)
Oficial value of day 18/6/14: 0,490 (-0,204%)
 
Comments: In this day decreases one thousand and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 3 thousands: 0,051 (-5,5%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490 -0,001 -> Reduction compared prev.day:-0,204%
19/6/2014 0,490  Theorical expected value  
20/6/2014 0,489  Theorical expected value  
23/6/2014 0,489  Theorical expected value  
24/6/2014 0,486  Theorical expected value  
25/6/2014 0,485  Theorical expected value  
26/6/2014 0,484  Theorical expected value  
27/6/2014 0,483  Theorical expected value  
30/6/2014 0,482  Theorical expected value   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,051 0,073 0,113 0,165
3 mo. 6 mo. 9 mo. 12 mo.
0,216 0,309 0,397 0,490

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,142 0,153 0,183 0,222
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,261 0,350 0,436 0,528

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/6/2014 at 13:55

Tuesday, 17 June 2014

Euribor 17/6/2014 (12 months & other types)

Forecast of June average: 0,512 (Reliability: 58%)
Oficial value of day 17/6/14: 0,491 (-1,008%)
 
Comments: In this day decreases 5 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 7 thousands: 0,054 (-11,4%), a new historical minimum. The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/6/2014 0,569 -0,003 -> Reduction compared prev.day:-0,524%
03/6/2014 0,567 -0,002 -> Reduction compared prev.day:-0,351%
04/6/2014 0,562 -0,005 -> Reduction compared prev.day:-0,882%
05/6/2014 0,552 -0,010 -> Reduction compared prev.day:-1,779%
06/6/2014 0,533 -0,019 -> Reduction compared prev.day:-3,442%
09/6/2014 0,529 -0,004 -> Reduction compared prev.day:-0,750%
10/6/2014 0,528 -0,001 -> Reduction compared prev.day:-0,189%
11/6/2014 0,525 -0,003 -> Reduction compared prev.day:-0,568%
12/6/2014 0,511 -0,014 -> Reduction compared prev.day:-2,667%
13/6/2014 0,507 -0,004 -> Reduction compared prev.day.:-0,783%
16/6/2014 0,496 -0,011 -> Reduction compared prev.day:-2,170%
17/6/2014 0,491 -0,005 -> Reduction compared prev.day:-1,008%
18/6/2014 0,490  Theorical expected value 
19/6/2014 0,489  Theorical expected value 
20/6/2014 0,488  Theorical expected value 
23/6/2014 0,488  Theorical expected value 
24/6/2014 0,486  Theorical expected value 
25/6/2014 0,485  Theorical expected value 
26/6/2014 0,483  Theorical expected value 
27/6/2014 0,483  Theorical expected value 
30/6/2014 0,482  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
580,39 €.
Compared one year ago, in June'13 (0,507%): 579,74 €
Expected monthly extra expenses will be: 0,83 €.
 
Expected yearly extra expenses will be:  9 
(+0,14%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 17/6/2014:

1 we. 2 we. 1 mo. 2 mo.
0,054 0,076 0,119 0,167
3 mo. 6 mo. 9 mo. 12 mo.
0,217 0,312 0,399 0,491

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,150 0,160 0,189 0,226
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,265 0,354 0,440 0,531

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/6/2014 at 13:55