Euribor 2/12/2013 (12 months & other types)

Forecast of December average: 0,507 (Reliability: 5%)

Oficial value of day 2/12/13: 0,501 (+0,204%)

 

Comments: Today increases one thousandth and all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week that decreases one thousandth: 0,124 (-0,8%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,502  Theorical expected value
04/12/2013 0,504  Theorical expected value
05/12/2013 0,504  ECB, not expected changes(=0,25%)
09/12/2013 0,505  Theorical expected value
10/12/2013 0,506  Theorical expected value
11/12/2013 0,506  Theorical expected value
12/12/2013 0,506  Theorical expected value
13/12/2013 0,505  Theorical expected value
16/12/2013 0,504  Theorical expected value
17/12/2013 0,506  Theorical expected value
18/12/2013 0,506  Theorical expected value
19/12/2013 0,506  Theorical expected value
20/12/2013 0,506  Theorical expected value
23/12/2013 0,508  Theorical expected value
24/12/2013 0,509  Theorical expected value
27/12/2013 0,509  Theorical expected value
30/12/2013 0,508  Theorical expected value
31/12/2013 0,508  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,45 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 3,56 €. 
Expected yearly savings will be:  43 € (-0,61%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/12/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,124	0,129	---	0,170	0,199	0,236	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,331	---	---	0,422	---	---
12 mo.
0,502

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,124	0,129	---	0,170	0,199	0,236	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,331	---	---	0,422	---	---
12m(a)
0,502

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/12/2013 at 13:55