Euribor 20/12/2013 (12 months & other types)

Forecast of December average: 0,543 (Reliability: 75%)

Oficial value of day 20/12/13: 0,559 (+0,179%)

 

Comments: Today increases one thousandth and practically the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases one thousandth more: 0,182 (+0,5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 -> Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,567 +0,004 -> Increase compared previ. day:+0,710%
19/12/2013 0,558 -0,007 -> Decrease compared previ. day:-1,239%
20/12/2013 0,559 +0,001 -> Increase compared previ. day:+0,179%
23/12/2013 0,558   Theorical expected value          
24/12/2013 0,558   Theorical expected value          
27/12/2013 0,556   Theorical expected value          
30/12/2013 0,556   Theorical expected value          
31/12/2013 0,557   Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,76 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,25 €. 
Expected yearly savings will be:  3 € (-0,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 20/12/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,182	0,230	---	0,232	0,265	0,292	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,388	---	---	0,482	---	---
12 mo.
0,559

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,153	0,175	---	0,210	0,235	0,268	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,364	---	---	0,458	---	---
12m(a)
0,537

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/12/2013 at 13:55