Euribor 9/7/2013 (12 months & other types)

Forecast of July average: 0,516 (Reliability: 30%)

Oficial value of day 9/7/13: 0,510 (-0,585%)

 

Comments: Today reduces 3 thousandths and the rest of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,095 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,519 -0,015 -> Reduction compared prev. day:-2,809%
08/07/2013 0,513 -0,006 -> Reduction compared prev. day:-1,156%
09/07/2013 0,510 -0,003 -> Reduction compared prev. day:-0,585%
10/07/2013 0,510  Theorical expected value 
11/07/2013 0,509  Theorical expected value 
12/07/2013 0,510  Theorical expected value 
15/07/2013 0,514  Theorical expected value 
16/07/2013 0,511  Theorical expected value 
17/07/2013 0,507  Theorical expected value 
18/07/2013 0,509  Theorical expected value 
19/07/2013 0,509  Theorical expected value 
22/07/2013 0,507  Theorical expected value 
23/07/2013 0,506  Theorical expected value 
24/07/2013 0,506  Theorical expected value 
25/07/2013 0,509  Theorical expected value 
26/07/2013 0,509  Theorical expected value 
29/07/2013 0,510  Theorical expected value 
30/07/2013 0,508  Theorical expected value 
31/07/2013 0,509  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 580,27 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 46,22 €. 
Expected yearly savings will be:  554 € (-7,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 9/7/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,095	0,104	0,112	0,123	0,174	0,217	0,252
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,288	0,328	0,361	0,392	0,422	0,451	0,480
12 mo.
0,510

 

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,093	0,102	0,111	0,122	0,177	0,220	0,258
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,294	0,336	0,369	0,400	0,434	0,463	0,494
12m(a)
0,525

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 9/7/2013 at 14:25