Euribor 26/7/2013 (12 months & other types)

Forecast of July average: 0,526 (Reliability: 87%)

Oficial value of day 26/7/13: 0,537 (-0,372%)

 

Comments: Today decreases 2 thousandths more and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases one thousandth: 0,109 (+0,9%). The next update will be done the 19th of August due to vacation period.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,519 -0,015 -> Reduction compared prev. day:-2,809%
08/07/2013 0,513 -0,006 -> Reduction compared prev. day:-1,156%
09/07/2013 0,510 -0,003 -> Reduction compared prev. day:-0,585%
10/07/2013 0,512 +0,002 -> Reduction compared prev. day:+0,392%
11/07/2013 0,517 +0,005 -> Increase compared previo. day:+0,977%
12/07/2013 0,519 +0,002 -> Increase compared previo. day:+0,387%
15/07/2013 0,522 +0,003 -> Increase compared previo. day:+0,578%
16/07/2013 0,522 =0,000 -> Reduction compared prev. day:=0,000%
17/07/2013 0,521 -0,001 -> Reduction compared prev. day:-0,192%
18/07/2013 0,515 -0,006 -> Reduction compared prev. day:-1,152%
19/07/2013 0,515 =0,000 -> Reduction compared prev. day:=0,000%
22/07/2013 0,520 +0,005 -> Increase compared previo. day:+0,971%
23/07/2013 0,530 +0,010 -> Increase compared previo. day:+1,923%
24/07/2013 0,535 +0,005 -> Increase compared previo. day:+0,943%
25/07/2013 0,537 +0,002 -> Increase compared previo. day:+0,374%
26/07/2013 0,535 -0,002 -> Reduction compared prev. day:-0,372%
29/07/2013 0,536  Theorical expected value        
30/07/2013 0,536  Theorical expected value        
31/07/2013 0,537  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,10 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 45,40 €. 
Expected yearly savings will be:  545 € (-7,25%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/7/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,109	0,114	0,122	0,132	0,180	0,226	0,265
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,298	0,343	0,377	0,410	0,441	0,473	0,503
12 mo.
0,535

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,105	0,114	0,124	0,176	0,221	0,259
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,293	0,335	0,369	0,401	0,433	0,463	0,493
12m(a)
0,524

 

Graphic of the current month till today of Euribor at 12 months:

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/7/2013 at 13:55