Euribor 1/7/2013 (12 months & other types)

Forecast of July average: 0,543 (Reliability: 4%)

Oficial value of day 1/7/13: 0,534 (+1,328%)

 

Comments: Today increases 7 thousandths, and practically all of the rest of the Euribor types are higher compared yesterday values, but the Euribor at 1 week decreases 3 thousandths: 0,091 (-3'2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2013 0,534 +0,007 ->  Reduction compared prev. day:+1,328%
02/07/2013 0,535  Theorical expected value   
03/07/2013 0,538  Theorical expected value   
04/07/2013 0,541  ECB, not expected changes(=0,50%) 
05/07/2013 0,545  Theorical expected value   
08/07/2013 0,544  Theorical expected value   
09/07/2013 0,543  Theorical expected value   
10/07/2013 0,540  Theorical expected value   
11/07/2013 0,539  Theorical expected value   
12/07/2013 0,540  Theorical expected value   
15/07/2013 0,543  Theorical expected value   
16/07/2013 0,541  Theorical expected value   
17/07/2013 0,544  Theorical expected value   
18/07/2013 0,546  Theorical expected value   
19/07/2013 0,546  Theorical expected value   
22/07/2013 0,544  Theorical expected value   
23/07/2013 0,545  Theorical expected value   
24/07/2013 0,544  Theorical expected value   
25/07/2013 0,548  Theorical expected value   
26/07/2013 0,550  Theorical expected value   
29/07/2013 0,549  Theorical expected value   
30/07/2013 0,547  Theorical expected value   
31/07/2013 0,548  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 44,00 €. 
Expected yearly savings will be:  528 € (-7,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/7/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,091	0,100	0,110	0,121	0,178	0,222	0,261
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,295	0,340	0,373	0,404	0,440	0,468	0,501
12 mo.
0,534

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,091	0,100	0,110	0,121	0,178	0,222	0,261
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,295	0,340	0,373	0,404	0,440	0,468	0,501
12m(a)
0,534

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/7/2013 at 13:55