Euribor 6/5/2013 (12 months & other types)

Forecast of May average: 0,489 (Reliability: 12%)

Oficial value of day 6/5/13: 0,490 (-0,609%)

 

Comments: Today decreases 3 thousandths, and practically the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,082 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490  Theorical expected value  
08/05/2013 0,489  Theorical expected value  
09/05/2013 0,489  Theorical expected value  
10/05/2013 0,489  Theorical expected value  
13/05/2013 0,489  Theorical expected value  
14/05/2013 0,488  Theorical expected value  
15/05/2013 0,488  Theorical expected value  
16/05/2013 0,487  Theorical expected value  
17/05/2013 0,487  Theorical expected value  
20/05/2013 0,487  Theorical expected value  
21/05/2013 0,486  Theorical expected value  
22/05/2013 0,486  Theorical expected value  
23/05/2013 0,486  Theorical expected value  
24/05/2013 0,486  Theorical expected value  
27/05/2013 0,486  Theorical expected value  
28/05/2013 0,486  Theorical expected value  
29/05/2013 0,485  Theorical expected value  
30/05/2013 0,485  Theorical expected value  
31/05/2013 0,484  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 578,21 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,24 €. 
Expected yearly savings will be:  795 € (-10,28%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/5/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,082	0,092	0,100	0,113	0,159	0,202	0,237
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,272	0,302	0,331	0,362	0,397	0,427	0,461
12 mo.
0,490

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,100	0,114	0,161	0,203	0,238
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,275	0,306	0,336	0,367	0,402	0,432	0,467
12m(a)
0,498

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/5/2013 at 13:55