Euribor 21/5/2013 (12 months & other types)

Forecast of May average: 0,486 (Reliability: 60%)

Oficial value of day 21/5/13: 0,475 (-0,419%)

 

Comments: Today reduces 2 thousandths, and the rest of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats the value: 0,082 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,493 -0,017 -> Reduction compared prev.day:-3,333%
06/05/2013 0,490 -0,003 -> Reduction compared prev.day:-0,609%
07/05/2013 0,490 =0,000 -> Reduction compared prev.day:=0,000%
08/05/2013 0,491 +0,001 -> Reduction compared prev.day:+0,204%
09/05/2013 0,488 -0,003 -> Reduction compared prev.day:-0,611%
10/05/2013 0,489 +0,001 -> Increase compared prev. day:+0,205%
13/05/2013 0,490 +0,001 -> Increase compared prev. day:+0,204%
14/05/2013 0,491 +0,001 -> Increase compared prev. day:+0,204%
15/05/2013 0,491 =0,000 -> Increase compared prev. day:=0,000%
16/05/2013 0,486 -0,005 -> Reduction compared prev.day:-1,018%
17/05/2013 0,479 -0,007 -> Reduction compared prev.day:-1,440%
20/05/2013 0,477 -0,002 -> Reduction compared prev.day:-0,418%
21/05/2013 0,475 -0,002 -> Reduction compared prev.day:-0,419%
22/05/2013 0,475  Theorical expected value           
23/05/2013 0,474  Theorical expected value           
24/05/2013 0,474  Theorical expected value           
27/05/2013 0,474  Theorical expected value           
28/05/2013 0,474  Theorical expected value           
29/05/2013 0,475  Theorical expected value           
30/05/2013 0,475  Theorical expected value           
31/05/2013 0,474  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 578,21 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 66,24 €. 
Expected yearly savings will be:  795 € (-10,28%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/5/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,082	0,092	0,101	0,112	0,159	0,198	0,231
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,263	0,293	0,323	0,352	0,387	0,417	0,445
12 mo.
0,475

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,101	0,112	0,161	0,202	0,237
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,271	0,302	0,332	0,362	0,397	0,427	0,459
12m(a)
0,489

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/5/2013 at 13:55