Euribor 2/5/2013 (12 months & other types)

Forecast of May average: 0,507 (Reliability: 4%)

Oficial value of day 2/5/13: 0,510 (=)

 

Comments: Today  repeats value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value too: 0,083 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2013 0,510 =0,000 -> Reduction compared prev.day:=0,000%
03/05/2013 0,509  Theorical expected value            
06/05/2013 0,509  Theorical expected value            
07/05/2013 0,508  Theorical expected value            
08/05/2013 0,507  Theorical expected value            
09/05/2013 0,507  Theorical expected value            
10/05/2013 0,508  Theorical expected value            
13/05/2013 0,508  Theorical expected value            
14/05/2013 0,507  Theorical expected value            
15/05/2013 0,507  Theorical expected value            
16/05/2013 0,506  Theorical expected value            
17/05/2013 0,506  Theorical expected value            
20/05/2013 0,505  Theorical expected value            
21/05/2013 0,505  Theorical expected value            
22/05/2013 0,506  Theorical expected value            
23/05/2013 0,506  Theorical expected value            
24/05/2013 0,506  Theorical expected value            
27/05/2013 0,506  Theorical expected value            
28/05/2013 0,506  Theorical expected value            
29/05/2013 0,505  Theorical expected value            
30/05/2013 0,505  Theorical expected value            
31/05/2013 0,504  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,53 €.
Compared one year ago, in May'12 (1,266%): 644,45 €
Expected monthly savings will be: 64,92 €. 
Expected yearly savings will be:  779 € (-10,07%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/5/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,101	0,116	0,165	0,207	0,242
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,281	0,313	0,345	0,377	0,411	0,442	0,478
12 mo.
0,510

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,101	0,116	0,165	0,207	0,242
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,281	0,313	0,345	0,377	0,411	0,442	0,478
12m(a)
0,510

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/5/2013 at 13:55