Tuesday 26 March 2013

Euribor 26/3/2013 (12 months & other types)

Forecast of March average: 0,547 (Reliability: 80%)
Oficial value of day 26/3/13: 0,547 (-0,364%)
 
Comments: Today  decreases 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,088 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,549 -0,004 -> Reduction compared prev.day: -0,723%
26/03/2013 0,547 -0,002 -> Reduction compared prev.day :-0,364%
27/03/2013 0,547  Theorical expected value
28/03/2013 0,548  Theorical expected value
29/03/2013 0,548  Theorical expected value 
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,090 0,093 0,102 0,119 0,172 0,213 0,252
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,293 0,337 0,372 0,408 0,443 0,481 0,515
12 mo.





0,547





 
Real average of Euribor of the current month from 1 week to 12 months:
  
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,081 0,090 0,101 0,118 0,166 0,205 0,244
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,287 0,328 0,364 0,403 0,439 0,476 0,512
12m(a)





0,545





 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/3/2013 at 15:55


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