Monday 18 March 2013

Euribor 18/3/2013 (12 months & other types)

Forecast of March average: 0,542 (Reliability: 55%)
Oficial value of day 18/3/13: 0,543 (=)
 
Comments: Today repeats the Friday value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases one thousandth: 0,080 (+1,2%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,543  Theorical expected value       
20/03/2013 0,543  Theorical expected value       
21/03/2013 0,542  Theorical expected value       
22/03/2013 0,542  Theorical expected value       
25/03/2013 0,543  Theorical expected value       
26/03/2013 0,543  Theorical expected value       
27/03/2013 0,543  Theorical expected value       
28/03/2013 0,542  Theorical expected value       
29/03/2013 0,542  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 18/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,080 0,091 0,101 0,119 0,166 0,206 0,242
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,284 0,326 0,362 0,401 0,437 0,473 0,510
12 mo.





0,543





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,079 0,089 0,100 0,118 0,164 0,202 0,241
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,284 0,325 0,361 0,400 0,436 0,474 0,510
12m(a)





0,543





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 18/3/2013 at 13:55

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