Euribor 15/3/2013 (12 months & other types)

Forecast of March average: 0,542 (Reliability: 50%)

Oficial value of day 15/3/13: 0,543 (-0,184%)

 

Comments: Today decreases one thousandth, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases one thousandth: 0,079 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543  Theorical expected value      
19/03/2013 0,543  Theorical expected value      
20/03/2013 0,543  Theorical expected value      
21/03/2013 0,542  Theorical expected value      
22/03/2013 0,542  Theorical expected value      
25/03/2013 0,543  Theorical expected value      
26/03/2013 0,543  Theorical expected value      
27/03/2013 0,543  Theorical expected value      
28/03/2013 0,542  Theorical expected value      
29/03/2013 0,542  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €. 
Expected yearly savings will be:  992 € (-12,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/3/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,079	0,091	0,101	0,118	0,165	0,204	0,242
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,284	0,326	0,361	0,401	0,437	0,474	0,510
12 mo.
0,543

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,079	0,089	0,100	0,118	0,163	0,202	0,241
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,284	0,324	0,361	0,400	0,435	0,474	0,510
12m(a)
0,543

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/3/2013 at 13:55