Euribor 31/8/2012 & final value of August average

Final value of August average: 0,877

Oficial value of day 31/8/2012: 0,805 (-0,862%)

 

Comments: Today decreases 7 thousandths more, the value it's ver near of the official interest rate (0,75), an practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,844 -0,008 -> Reduction compared prev.day:-0,939%
24/8/2012 0,836 -0,008 -> Reduction compared prev.day:-0,948%
27/8/2012 0,832 -0,004 -> Reduction compared prev.day:-0,478%
28/8/2012 0,825 -0,007 -> Reduction compared prev.day:-0,841%
29/8/2012 0,819 -0,006 -> Reduction compared prev.day:-0,727%
30/8/2012 0,812 -0,007 -> Reduction compared prev.day:-0,855%
31/8/2012 0,805 -0,007 -> Reduction compared prev.day:-0,862%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,82 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 109,68 €. 
Expected yearly savings will be:  1316 € (-15,23%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,090	0,098	0,106	0,121	0,177	0,278	0,362
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,456	0,537	0,589	0,635	0,679	0,720	0,762
12 mo.
0,805

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,094	0,103	0,113	0,132	0,205	0,332	0,425
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,517	0,606	0,654	0,699	0,744	0,789	0,833
12m(a)
0,877

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/8/2012 at 13:50

 

Euribor 30/8/2012 (12 months & other types)

Forecast of August average: 0,877 (Reliability: 96%)

Oficial value of day 30/8/12: 0,812 (-0,855%)

 

Comments: Today reduces 7 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week reduces 1 thousandth: 0,091 (-1,0%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,844 -0,008 -> Reduction compared prev.day:-0,939%
24/8/2012 0,836 -0,008 -> Reduction compared prev.day:-0,948%
27/8/2012 0,832 -0,004 -> Reduction compared prev.day:-0,478%
28/8/2012 0,825 -0,007 -> Reduction compared prev.day:-0,841%
29/8/2012 0,819 -0,006 -> Reduction compared prev.day:-0,727%
30/8/2012 0,812 -0,007 -> Reduction compared prev.day:-0,855%
31/8/2012 0,810  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,82 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 109,68 €. 
Expected yearly savings will be:  1316 € (-15,23%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,091	0,098	0,106	0,121	0,179	0,283	0,365
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,461	0,544	0,595	0,640	0,685	0,725	0,766
12 mo.
0,812

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,095	0,104	0,113	0,132	0,206	0,335	0,428
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,520	0,609	0,657	0,702	0,747	0,792	0,837
12m(a)
0,880

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/8/2012 at 13:50

Euribor 29/8/2012 (12 months & other types)

Forecast of August average: 0,877 (Reliability: 91%)

Oficial value of day 29/8/12: 0,819 (-0,727%)

 

Comments: Today reduces 6 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,092 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,844 -0,008 -> Reduction compared prev.day:-0,939%
24/8/2012 0,836 -0,008 -> Reduction compared prev.day:-0,948%
27/8/2012 0,832 -0,004 -> Reduction compared prev.day:-0,478%
28/8/2012 0,825 -0,007 -> Reduction compared prev.day:-0,841%
29/8/2012 0,819 -0,006 -> Reduction compared prev.day:-0,727%
30/8/2012 0,817  Theorical expected value   
31/8/2012 0,814  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,82 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 109,68 €. 
Expected yearly savings will be:  1316 € (-15,23%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,092	0,099	0,107	0,122	0,181	0,288	0,370
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,465	0,549	0,600	0,646	0,689	0,731	0,774
12 mo.
0,819

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,095	0,104	0,114	0,133	0,207	0,337	0,431
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,522	0,612	0,660	0,705	0,750	0,795	0,840
12m(a)
0,883

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/8/2012 at 13:50

Euribor 28/8/2012 (12 months & other types)

Forecast of August average: 0,878 (Reliability: 86%)

Oficial value of day 28/8/12: 0,825 (-0,841%)

 

Comments: Today reduces 7 thousandths, and all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,092 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2012 0,937 -0,009 -> Reduction compared prev.day:-0,951%
02/8/2012 0,929 -0,008 -> Reduction compared prev.day:-0,854%
03/8/2012 0,930 +0,001 -> Increase compared prev. day:+0,108%
06/8/2012 0,927 -0,003 -> Reduction compared prev.day:-0,323%
07/8/2012 0,922 -0,005 -> Reduction compared prev.day:-0,539%
08/8/2012 0,918 -0,004 -> Reduction compared prev.day:-0,434%
09/8/2012 0,910 -0,008 -> Reduction compared prev.day:-0,871%
10/8/2012 0,903 -0,007 -> Reduction compared prev.day:-0,769%
13/8/2012 0,897 -0,006 -> Reduction compared prev.day:-0,664%
14/8/2012 0,893 -0,004 -> Reduction compared prev.day:-0,446%
15/8/2012 0,887 -0,006 -> Reduction compared prev.day:-0,672%
16/8/2012 0,882 -0,005 -> Reduction compared prev.day:-0,564%
17/8/2012 0,875 -0,007 -> Reduction compared prev.day:-0,794%
20/8/2012 0,867 -0,008 -> Reduction compared prev.day:-0,914%
21/8/2012 0,860 -0,007 -> Reduction compared prev.day:-0,807%
22/8/2012 0,852 -0,008 -> Reduction compared prev.day:-0,930%
23/8/2012 0,844 -0,008 -> Reduction compared prev.day:-0,939%
24/8/2012 0,836 -0,008 -> Reduction compared prev.day:-0,948%
27/8/2012 0,832 -0,004 -> Reduction compared prev.day:-0,478%
28/8/2012 0,825 -0,007 -> Reduction compared prev.day:-0,841%
29/8/2012 0,824  Theorical expected value  
30/8/2012 0,822  Theorical expected value  
31/8/2012 0,819  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 610,82 €.
Compared one year ago, in August'11 (2,097%): 708,33 €
Expected monthly savings will be: 109,51 €. 
Expected yearly savings will be:  1314 € (-15,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/8/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,092	0,099	0,107	0,122	0,182	0,290	0,374
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,469	0,553	0,604	0,650	0,693	0,736	0,780
12 mo.
0,825

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,095	0,104	0,114	0,133	0,209	0,340	0,434
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,525	0,616	0,663	0,707	0,753	0,798	0,843
12m(a)
0,886

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/8/2012 at 13:50