Euribor 8/6/2012 (12 months & other types)

Forecast of June average: 1,220 (Reliability: 25%)

Oficial value of day 8/6/12: 1,222 (-0,082%)

 

Comments: Today decreases 1 thousandth, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value:  0,319 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/6/12 1,228 -0,004 ->  Reduction compared prev.day :-0,325%
4/6/12 1,224 -0,004 ->  Reduction compared prev.day :-0,326%
5/6/12 1,223 -0,001 ->  Reduction compared prev.day :-0,082%
6/6/12 1,221 -0,002 ->  Reduction compared prev.day :-0,164%
7/6/12 1,223 +0,002 ->  Increase compared preve. Day:+0,164%
8/6/12 1,222 -0,001 ->  Reduction compared prev.day :-0,082%
11/6/12 1,222  Theorical expected       
12/6/12 1,222  Theorical expected       
13/6/12 1,221  Theorical expected       
14/6/12 1,220  Theorical expected       
15/6/12 1,220  Theorical expected       
18/6/12 1,220  Theorical expected       
19/6/12 1,219  Theorical expected       
20/6/12 1,218  Theorical expected       
21/6/12 1,217  Theorical expected       
22/6/12 1,217  Theorical expected       
25/6/12 1,216  Theorical expected       
26/6/12 1,215  Theorical expected       
27/6/12 1,215  Theorical expected       
28/6/12 1,215  Theorical expected       
29/6/12 1,214  Theorical expected 

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €. 
Expected yearly savings will be:  1010 € (-11,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/6/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,335	0,356	0,383	0,483	0,663	0,761
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,851	0,939	0,988	1,038	1,087	1,133	1,181
12 mo.
1,222

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,334	0,356	0,383	0,485	0,664	0,762
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,851	0,940	0,989	1,039	1,087	1,134	1,182
12m(a)
1,224

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/6/2012 at 13:50