Euribor 1/6/2012 (12 months & other types)

Forecast of June average: 1,222 (Reliability: 5%)

Oficial value of day 1/6/12: 1,228 (-0,325%)

 

Comments: Today reduces 4 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value:  0,317 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/06/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/06/2012 1,227  Theorical expected
05/06/2012 1,226  Theorical expected
06/06/2012 1,225  Theorical expected
07/06/2012 1,225  Theorical expected
08/06/2012 1,224  Theorical expected
11/06/2012 1,224  Theorical expected
12/06/2012 1,224  Theorical expected
13/06/2012 1,223  Theorical expected
14/06/2012 1,222  Theorical expected
15/06/2012 1,222  Theorical expected
18/06/2012 1,222  Theorical expected
19/06/2012 1,221  Theorical expected
20/06/2012 1,220  Theorical expected
21/06/2012 1,219  Theorical expected
22/06/2012 1,219  Theorical expected
25/06/2012 1,218  Theorical expected
26/06/2012 1,217  Theorical expected
27/06/2012 1,217  Theorical expected
28/06/2012 1,217  Theorical expected
29/06/2012 1,216  Theorical expected

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €. 
Expected yearly savings will be:  1010 € (-11,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/6/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,317	0,333	0,355	0,384	0,486	0,665	0,765
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,853	0,943	0,994	1,043	1,090	1,137	1,185
12 mo.
1,228

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,317	0,333	0,355	0,384	0,486	0,665	0,765
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,853	0,943	0,994	1,043	1,090	1,137	1,185
12m(a)
1,228

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/6/2012 at 13:50