Euribor 5/6/2012 (12 months & other types)

Forecast of June average: 1,221 (Reliability: 15%)

Oficial value of day 5/6/12: 1,224 (-0,082%)

 

Comments: Today reduces 1 thousandth, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week repeats value:  0,318 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
4/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
5/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
6/6/2012 1,222  ECB, not expected changes(=1,00%)  
7/6/2012 1,222  Theorical expected   
8/6/2012 1,221  Theorical expected   
11/6/2012 1,221  Theorical expected   
12/6/2012 1,221  Theorical expected   
13/6/2012 1,220  Theorical expected   
14/6/2012 1,219  Theorical expected   
15/6/2012 1,219  Theorical expected   
18/6/2012 1,219  Theorical expected   
19/6/2012 1,218  Theorical expected   
20/6/2012 1,217  Theorical expected   
21/6/2012 1,216  Theorical expected   
22/6/2012 1,216  Theorical expected   
25/6/2012 1,215  Theorical expected   
26/6/2012 1,214  Theorical expected   
27/6/2012 1,214  Theorical expected   
28/6/2012 1,214  Theorical expected   
29/6/2012 1,213  Theorical expected 

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €. 
Expected yearly savings will be:  1010 € (-11,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/6/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,318	0,334	0,356	0,382	0,485	0,663	0,762
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,850	0,940	0,989	1,039	1,087	1,133	1,181
12 mo.
1,223

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,334	0,355	0,383	0,485	0,664	0,763
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,851	0,941	0,991	1,041	1,088	1,135	1,183
12m(a)
1,225

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/6/2012 at 13:50