Euribor 7/6/2012 (12 months & other types)

Forecast of June average: 1,220 (Reliability: 20%)

Oficial value of day 7/6/12: 1,223 (+0,164%)

 

Comments: Today increases 2 thousandths, and practically all of the Euribor types with slight changes compared yesterday values, the Euribor at 1 week increases 1 thousandth:  0,319 (+0,3%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/06/12 1,228 -0,004 -> Reduction compared prev.day  :-0,325%
04/06/12 1,224 -0,004 -> Reduction compared prev.day  :-0,326%
05/06/12 1,223 -0,001 -> Reduction compared prev.day  :-0,082%
06/06/12 1,221 -0,002 -> Reduction compared prev.day  :-0,164%
07/06/12 1,223 +0,002 -> Increase compared preve. Day :+0,164%
08/06/12 1,222  Theorical expected      
11/06/12 1,222  Theorical expected      
12/06/12 1,222  Theorical expected      
13/06/12 1,221  Theorical expected      
14/06/12 1,220  Theorical expected      
15/06/12 1,220  Theorical expected      
18/06/12 1,220  Theorical expected      
19/06/12 1,219  Theorical expected      
20/06/12 1,218  Theorical expected      
21/06/12 1,217  Theorical expected      
22/06/12 1,217  Theorical expected      
25/06/12 1,216  Theorical expected      
26/06/12 1,215  Theorical expected      
27/06/12 1,215  Theorical expected      
28/06/12 1,215  Theorical expected      
29/06/12 1,214  Theorical expected      

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €. 
Expected yearly savings will be:  1010 € (-11,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/6/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,319	0,335	0,357	0,383	0,484	0,663	0,762
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,851	0,940	0,988	1,038	1,087	1,134	1,182
12 mo.
1,223

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,318	0,334	0,356	0,382	0,485	0,664	0,763
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,851	0,941	0,990	1,039	1,087	1,134	1,182
12m(a)
1,224

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/6/2012 at 13:50