Euribor 27/6/2012 (12 months & other types)

Forecast of June average: 1,220 (Reliability: 95%)

Oficial value of day 27/6/12: 1,212 (-0.082%)

 

Comments: Today reduces one thousandth, and practically all of the Euribor types with slightly changes compared yesterday values, but the Euribor at 1 week repeats value again:  0,323 (=).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/6/2012 1,228 -0,004 -> Reduction compared prev.day:-0,325%
04/6/2012 1,224 -0,004 -> Reduction compared prev.day:-0,326%
05/6/2012 1,223 -0,001 -> Reduction compared prev.day:-0,082%
06/6/2012 1,221 -0,002 -> Reduction compared prev.day:-0,164%
07/6/2012 1,223 +0,002 -> Increase compared preve.day:+0,164%
08/6/2012 1,222 -0,001 -> Reduction compared prev.day:-0,082%
11/6/2012 1,222 =0,000 -> Reduction compared prev.day:=0,000%
12/6/2012 1,223 +0,001 -> Increase compared preve.day:+0,082%
13/6/2012 1,224 +0,001 -> Increase compared preve.day:+0,082%
14/6/2012 1,226 +0,002 -> Increase compared preve.day:+0,163%
15/6/2012 1,226 =0,000 -> Increase compared preve.day:=0,000%
18/6/2012 1,221 -0,005 -> Reduction compared prev.day:-0,408%
19/6/2012 1,214 -0,007 -> Reduction compared prev.day:-0,573%
20/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
21/6/2012 1,214 =0,000 -> Reduction compared prev.day:=0,000%
22/6/2012 1,212 -0,002 -> Reduction compared prev.day:-0,165%
25/6/2012 1,212 =0,000 -> Reduction compared prev.day:=0,000%
26/6/2012 1,213 +0,001 -> Increase compared preve.day:+0,083%
27/6/2012 1,212 -0,001 -> Increase compared preve.day:-0,082%
28/6/2012 1,212  Theorical expected value     
29/6/2012 1,212  Theorical expected value    

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57 €.
Compared one year ago, in June'11 (2,144%): 724,77 €
Expected monthly savings will be: 84,20 €. 
Expected yearly savings will be:  1010 € (-11,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/6/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,323	0,337	0,353	0,376	0,476	0,652	0,747
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,836	0,926	0,975	1,024	1,074	1,123	1,168
12 mo.
1,212

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,321	0,337	0,357	0,381	0,482	0,659	0,757
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,846	0,935	0,984	1,034	1,082	1,129	1,177
12m(a)
1,220

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/6/2012 at 13:50