Wednesday, 6 October 2010

Euribor 6/10/2010 (12 months & other types)

Forecast of October average: 1,474 (Reliability: 19%)
Oficial value of day 6/10/10: 1,468
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2010 1,464 +0,031 -> Increase compared preve. day:+2,163%
04/10/2010 1,468 +0,004 -> Increase compared preve. day:+0,273%
05/10/2010 1,468 =0,000 -> Increase compared preve. day:=0,000%
06/10/2010 1,468 =0,000 ->  Increase compared preve. day:=0,000%
07/10/2010 1,467  ECB, not expected changes(=1%)  
08/10/2010 1,468  Theorical expected value     
11/10/2010 1,470  Theorical expected value     
12/10/2010 1,470  Theorical expected value     
13/10/2010 1,473  Theorical expected value     
14/10/2010 1,472  Theorical expected value     
15/10/2010 1,472  Theorical expected value     
18/10/2010 1,474  Theorical expected value     
19/10/2010 1,474  Theorical expected value     
20/10/2010 1,475  Theorical expected value     
21/10/2010 1,476  Theorical expected value     
22/10/2010 1,477  Theorical expected value     
25/10/2010 1,478  Theorical expected value     
26/10/2010 1,481  Theorical expected value     
27/10/2010 1,484  Theorical expected value     
28/10/2010 1,485  Theorical expected value     
29/10/2010 1,486  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
662,98€
Compared one year ago, in October'09 (1,243%): 642,42 €
Expected monthly extra expenses will be: 20,56

Expected yearly extra expenses will be:  257
 € (+3,20%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/10/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,648 0,681 0,702 0,737 0,795 0,959 1,016
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,091 1,190 1,242 1,286 1,336 1,378 1,421
12 mo.
1,468
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,653 0,681 0,699 0,725 0,787 0,953 1,014
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,089 1,189 1,241 1,285 1,335 1,377 1,420
12m(av)
1,467
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 6/10/2010 at 13:05
 

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