Tuesday, 5 October 2010

Euribor 5/10/2010 (12 months & other types)

Forecast of October average: 1,485 (Reliability: 14%)
Oficial value of day 5/10/10: 1,468
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2010 1,464 +0,031 -> Increase compared preve. day:+2,163%
04/10/2010 1,468 +0,004 -> Increase compared preve. day:+0,273%
05/10/2010 1,468 =0,000 -> Increase compared preve. day:=0,000%
06/10/2010 1,470  Theorical expected value    
07/10/2010 1,472  ECB, not expected changes(=1%) 
08/10/2010 1,475  Theorical expected value    
11/10/2010 1,475  Theorical expected value    
12/10/2010 1,475  Theorical expected value    
13/10/2010 1,478  Theorical expected value    
14/10/2010 1,480  Theorical expected value    
15/10/2010 1,483  Theorical expected value    
18/10/2010 1,485  Theorical expected value    
19/10/2010 1,485  Theorical expected value    
20/10/2010 1,486  Theorical expected value    
21/10/2010 1,487  Theorical expected value    
22/10/2010 1,488  Theorical expected value    
25/10/2010 1,489  Theorical expected value    
26/10/2010 1,492  Theorical expected value    
27/10/2010 1,495  Theorical expected value    
28/10/2010 1,496  Theorical expected value    
29/10/2010 1,497  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
663,97€
Compared one year ago, in October'09 (1,243%): 642,42 €
Expected monthly extra expenses will be: 21,55

Expected yearly extra expenses will be:  259
 € (+3,35%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 5/10/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,659 0,689 0,709 0,732 0,791 0,956 1,016
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,089 1,191 1,243 1,286 1,336 1,379 1,421
12 mo.
1,468
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,654 0,680 0,698 0,721 0,785 0,950 1,013
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,088 1,189 1,241 1,285 1,335 1,377 1,419
12m(av)
1,467
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/10/2010 at 13:05
 

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