Thursday 28 October 2010

Euribor 28/10/2010 (12 months & other types)

Forecast of October average: 1,495 (Reliability: 95%)
Oficial value of day 28/10/10: 1,538
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2010 1,464 +0,031 -> Increase compared preve. day:+2,163%
04/10/2010 1,468 +0,004 -> Increase compared preve. day:+0,273%
05/10/2010 1,468 =0,000 -> Increase compared preve. day:=0,000%
06/10/2010 1,468 =0,000 -> Increase compared preve. day:=0,000%
07/10/2010 1,472 +0,004 -> Increase compared preve. day:+0,272%
08/10/2010 1,473 +0,001 -> Increase compared preve. day:+0,068%
11/10/2010 1,474 +0,001 -> Increase compared preve. day:+0,068%
12/10/2010 1,475 +0,001 -> Increase compared preve. day:+0,068%
13/10/2010 1,480 +0,005 -> Increase compared preve. day:+0,339%
14/10/2010 1,480 =0,000 -> Increase compared preve. day:=0,000%
15/10/2010 1,486 +0,006 -> Increase compared preve. day:+0,405%
18/10/2010 1,492 +0,006 -> Increase compared preve. day:+0,404%
19/10/2010 1,499 +0,007 -> Increase compared preve. day:+0,469%
20/10/2010 1,506 +0,007 -> Increase compared preve. day:+0,467%
21/10/2010 1,514 +0,008 -> Increase compared preve. day:+0,531%
22/10/2010 1,519 +0,005 -> Increase compared preve. day:+0,330%
25/10/2010 1,521 +0,002 -> Increase compared preve. day:+0,132%
26/10/2010 1,529 +0,008 -> Increase compared preve. day:+0,526%
27/10/2010 1,537 +0,008 -> Increase compared preve. day:+0,523%
28/10/2010 1,538 +0,001 -> Increase compared preve. day:+0,065%
29/10/2010 1,539  Theorical expected value     
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
664,87€
Compared one year ago, in October'09 (1,243%): 642,42 €
Expected monthly extra expenses will be: 22,45

Expected yearly extra expenses will be:  269
 € (+3,49%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/10/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,795 0,810 0,828 0,847 0,905 1,045 1,094
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,175 1,267 1,315 1,355 1,408 1,449 1,489
12 mo.
1,538
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,734 0,748 0,761 0,781 0,838 0,995 1,049
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,126 1,222 1,268 1,310 1,361 1,403 1,445
12m(av)
1,493
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/10/2010 at 14:15
 

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