Tuesday, 1 June 2010

Euribor 1/6/2010 (12 months & other types)

Forecast of June average: 1,264 (Reliability: 4%)
Oficial value of day 1/6/10: 1,262
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/06/2010 1,262 +0,002 -> Increase compared preve. day:+0,159%
02/06/2010 1,261  Theorical expected value   
03/06/2010 1,262  ECB, not expected changes(=1%) 
04/06/2010 1,262  Theorical expected value   
07/06/2010 1,263  Theorical expected value   
08/06/2010 1,264  Theorical expected value   
09/06/2010 1,263  Theorical expected value   
10/06/2010 1,263  Theorical expected value   
11/06/2010 1,262  Theorical expected value   
14/06/2010 1,262  Theorical expected value   
15/06/2010 1,263  Theorical expected value   
16/06/2010 1,264  Theorical expected value   
17/06/2010 1,265  Theorical expected value   
18/06/2010 1,266  Theorical expected value   
21/06/2010 1,266  Theorical expected value   
22/06/2010 1,265  Theorical expected value   
23/06/2010 1,265  Theorical expected value   
24/06/2010 1,266  Theorical expected value   
25/06/2010 1,265  Theorical expected value   
28/06/2010 1,265  Theorical expected value   
29/06/2010 1,266  Theorical expected value   
30/06/2010 1,266  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,27€
Compared one year ago, in June'09 (1,610%): 675,26 €
Expected monthly savings will be.: 31 €
Expected Yearly savings will be.: 372 € (-4,59%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/6/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,361 0,375 0,395 0,428 0,531 0,702 0,792
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,888 0,991 1,034 1,079 1,132 1,170 1,208
12 mo.
1,262
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,361 0,375 0,395 0,428 0,531 0,702 0,792
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,888 0,991 1,034 1,079 1,132 1,170 1,208
12 m(av)
1,262
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/6/2010 at 13:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.