Wednesday, 23 June 2010

Euribor 23/6/2010 (12 months & other types)

Forecast of June average: 1,281 (Reliability: 77%)
Oficial value of day 23/6/10: 1,296
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/06/2010 1,262 +0,002 -> Increase compared preve. day:+0,159%
02/06/2010 1,266 +0,004 -> Increase compared preve. day:+0,317%
03/06/2010 1,268 +0,002 -> Increase compared preve. day:+0,158%
04/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
07/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
08/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
09/06/2010 1,269 +0,001 -> Increase compared preve. day:+0,079%
10/06/2010 1,270 +0,001 -> Increase compared preve. day:+0,079%
11/06/2010 1,271 +0,001 -> Increase compared preve. day:+0,079%
14/06/2010 1,273 +0,002 -> Increase compared preve. day:+0,157%
15/06/2010 1,276 +0,003 -> Increase compared preve. day:+0,236%
16/06/2010 1,278 +0,002 -> Increase compared preve. day:+0,157%
17/06/2010 1,281 +0,003 -> Increase compared preve. day:+0,235%
18/06/2010 1,285 +0,004 -> Increase compared preve. day:+0,312%
21/06/2010 1,289 +0,004 -> Increase compared preve. day:+0,311%
22/06/2010 1,292 +0,003 -> Increase compared preve. day:+0,233%
23/06/2010 1,296 +0,004 -> Increase compared preve. day:+0,310%
24/06/2010 1,298  Theorical expected value           
25/06/2010 1,300  Theorical expected value           
28/06/2010 1,302  Theorical expected value           
29/06/2010 1,304  Theorical expected value           
30/06/2010 1,306  Theorical expected value                                
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
645,69€
Compared one year ago, in June'09 (1,610%): 675,26 €
Expected monthly savings will be.: 30 €
Expected Yearly savings will be.: 355 € (-4,38%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/6/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,381 0,399 0,420 0,455 0,562 0,739 0,823
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,918 1,024 1,066 1,113 1,167 1,206 1,247
12 mo.
1,296
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,366 0,382 0,403 0,439 0,546 0,720 0,806
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,902 1,005 1,046 1,094 1,146 1,185 1,224
12 m(av)
1,275
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/6/2010 at 13:05
 

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