Tuesday 15 June 2010

Euribor 15/6/2010 (12 months & other types)

Forecast of June average: 1,272 (Reliability: 48%)
Oficial value of day 16/6/10: 1,276
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/06/2010 1,262 +0,002 -> Increase compared preve. day:+0,159%
02/06/2010 1,266 +0,004 -> Increase compared preve. day:+0,317%
03/06/2010 1,268 +0,002 -> Increase compared preve. day:+0,158%
04/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
07/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
08/06/2010 1,268 =0,000 -> Increase compared preve. day:=0,000%
09/06/2010 1,269 +0,001 -> Increase compared preve. day:+0,079%
10/06/2010 1,270 +0,001 -> Increase compared preve. day:+0,079%
11/06/2010 1,271 +0,001 -> Increase compared preve. day:+0,079%
14/06/2010 1,273 +0,002 -> Increase compared preve. day:+0,157%
15/06/2010 1,276 +0,003 -> Increase compared preve. day:+0,236%
16/06/2010 1,276  Theorical expected value       
17/06/2010 1,277  Theorical expected value       
18/06/2010 1,278  Theorical expected value       
21/06/2010 1,278  Theorical expected value       
22/06/2010 1,277  Theorical expected value       
23/06/2010 1,277  Theorical expected value       
24/06/2010 1,278  Theorical expected value       
25/06/2010 1,277  Theorical expected value       
28/06/2010 1,277  Theorical expected value       
29/06/2010 1,278  Theorical expected value       
30/06/2010 1,278  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
644,89€
Compared one year ago, in June'09 (1,610%): 675,26 €
Expected monthly savings will be.: 30 €
Expected Yearly savings will be.: 364 € (-4,50%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/6/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,366 0,381 0,405 0,441 0,552 0,723 0,807
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,904 1,006 1,046 1,097 1,147 1,187 1,227
12 mo.
1,276
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,365 0,377 0,399 0,435 0,541 0,713 0,800
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,896 0,999 1,039 1,087 1,139 1,178 1,217
12 m(av)
1,269
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/6/2010 at 14:05
 

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