Friday 5 March 2010

Euribor 5/3/2010 (12 months & other types)

Forecast of March average: 1,218 (Reliability: 22%)
Oficial value of day 5/03/10: 1,216
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2010 1,216 0,001 ->  Increase compared preve. day:+0,082%
02/03/2010 1,215 -0,001 -> Reduction compared prev. day:-0,082%
03/03/2010 1,214 -0,001 -> Reduction compared prev. day:-0,082%
04/03/2010 1,218 +0,004 -> Increase compared preve. day:+0,329%
05/03/2010 1,216 -0,002 -> Increase compared preve. day:-0,164%
08/03/2010 1,216  Theorical expected value                               
09/03/2010 1,217  Theorical expected value                               
10/03/2010 1,218  Theorical expected value                               
11/03/2010 1,217  Theorical expected value                               
12/03/2010 1,219  Theorical expected value                               
15/03/2010 1,220  Theorical expected value                               
16/03/2010 1,219  Theorical expected value                               
17/03/2010 1,218  Theorical expected value                               
18/03/2010 1,217  Theorical expected value                               
19/03/2010 1,216  Theorical expected value                               
22/03/2010 1,215  Theorical expected value                               
23/03/2010 1,214  Theorical expected value                               
24/03/2010 1,215  Theorical expected value                               
25/03/2010 1,216  Theorical expected value                               
26/03/2010 1,218  Theorical expected value                               
29/03/2010 1,219  Theorical expected value                               
30/03/2010 1,218  Theorical expected value                               
31/03/2010 1,220  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,48€
Compared one year ago, in March'09 (1,909%): 702,73 €
Expected monthly savings will be.: 62 €
Expected Yearly savings will be.: 749 € (-8,88%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 5/3/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,344 0,361 0,375 0,415 0,515 0,653 0,755
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,845 0,956 0,993 1,041 1,091 1,130 1,170
12 mo.
1,216
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,343 0,361 0,376 0,415 0,515 0,654 0,756
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,847 0,957 0,993 1,042 1,091 1,129 1,168
12 m(av)
1,216
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/3/2010 at 13:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.