Wednesday, 24 March 2010

Euribor 24/3/2010 (12 months & other types)

Forecast of March average: 1,216 (Reliability: 78%)
Oficial value of day 24/03/10: 1,212
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2010 1,216 0,001 ->  Increase compared preve. day:+0,082%
02/03/2010 1,215 -0,001 -> Reduction compared prev. day:-0,082%
03/03/2010 1,214 -0,001 -> Reduction compared prev. day:-0,082%
04/03/2010 1,218 +0,004 -> Increase compared preve. day:+0,329%
05/03/2010 1,216 -0,002 -> Reduction compared prev. day:-0,164%
08/03/2010 1,218 +0,002 -> Increase compared preve. day:+0,164%
09/03/2010 1,216 -0,002 -> Reduction compared prev. day:-0,164%
10/03/2010 1,216 =0,000 -> Reduction compared prev. day:=0,000%
11/03/2010 1,218 +0,002 -> Increase compared preve. day:+0,164%
12/03/2010 1,221 +0,003 -> Increase compared preve. day:+0,246%
15/03/2010 1,219 -0,002 -> Reduction compared prev. day:-0,164%
16/03/2010 1,217 -0,002 -> Reduction compared prev. day:-0,164%
17/03/2010 1,215 -0,002 -> Reduction compared prev. day:-0,164%
18/03/2010 1,214 -0,001 -> Reduction compared prev. day:-0,082%
19/03/2010 1,214 =0,000 -> Reduction compared prev. day:=0,000%
22/03/2010 1,214 =0,000 -> Reduction compared prev. day:=0,000%
23/03/2010 1,213 -0,001 -> Reduction compared prev. day:-0,082%
24/03/2010 1,212 -0,001 -> Reduction compared prev. day:-0,082%
25/03/2010 1,212  Theorical expected value
26/03/2010 1,214  Theorical expected value
29/03/2010 1,215  Theorical expected value
30/03/2010 1,214  Theorical expected value
31/03/2010 1,216  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,04€
Compared one year ago, in March'09 (1,909%): 702,73 €
Expected monthly savings will be.: 63 €
Expected Yearly savings will be.: 752 € (-8,92%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/3/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,343 0,357 0,373 0,400 0,501 0,636 0,745
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,837 0,947 0,986 1,034 1,085 1,126 1,168
12 mo.
1,212
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,341 0,358 0,374 0,408 0,509 0,648 0,753
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,844 0,954 0,992 1,040 1,091 1,130 1,170
12 m(av)
1,216
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/3/2010 at 13:05
 

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