Thursday, 4 March 2010

Euribor 4/3/2010 (12 months & other types)

Forecast of March average: 1,219 (Reliability: 17%)
Oficial value of day 4/03/10: 1,218
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2010 1,216 0,001 ->  Increase compared preve. day:+0,082%
02/03/2010 1,215 -0,001 -> Reduction compared prev. day:-0,082%
03/03/2010 1,214 -0,001 -> Reduction compared prev. day:-0,082%
04/03/2010 1,218 +0,004 -> Increase compared preve. day:+0,329%
05/03/2010 1,217  Theorical expected value                                
08/03/2010 1,217  Theorical expected value                                
09/03/2010 1,218  Theorical expected value                                
10/03/2010 1,219  Theorical expected value                                
11/03/2010 1,218  Theorical expected value                                
12/03/2010 1,220  Theorical expected value                                
15/03/2010 1,221  Theorical expected value                                
16/03/2010 1,220  Theorical expected value                                
17/03/2010 1,219  Theorical expected value                                
18/03/2010 1,218  Theorical expected value                                
19/03/2010 1,217  Theorical expected value                                
22/03/2010 1,216  Theorical expected value                                
23/03/2010 1,215  Theorical expected value                                
24/03/2010 1,216  Theorical expected value                                
25/03/2010 1,217  Theorical expected value                                
26/03/2010 1,219  Theorical expected value                                
29/03/2010 1,220  Theorical expected value                                
30/03/2010 1,219  Theorical expected value                                
31/03/2010 1,221  Theorical expected value 
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,48€
Compared one year ago, in March'09 (1,909%): 702,73 €
Expected monthly savings will be.: 62 €
Expected Yearly savings will be.: 749 € (-8,88%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/3/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,343 0,361 0,376 0,414 0,515 0,654 0,757
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,849 0,957 0,995 1,044 1,093 1,130 1,170
12 mo.
1,218
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,343 0,361 0,376 0,415 0,515 0,655 0,757
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,847 0,958 0,994 1,043 1,092 1,128 1,168
12 m(av)
1,216
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/3/2010 at 13:05
 

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