Euribor 23/12/2009 (12 months & other types)

Forecast of December average: 1,241 (Reliability: 77%)
Oficial value of day 23/12/09: 1,239

 

Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month 8-21% )

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2009 1,236 +0,002 -> Increase compared preve. day:+0,162%
02/12/2009 1,235 -0,001 -> Reduction compared prev. day:-0,081%
03/12/2009 1,241 +0,006 -> Increase compared preve. day:+0,486%
04/12/2009 1,239 -0,002 -> Reduction compared prev. day:-0,161%
07/12/2009 1,245 +0,006 -> Increase compared preve. day:+0,484%
08/12/2009 1,242 -0,003 -> Reduction compared prev. day:-0,241%
09/12/2009 1,242 =0,000 -> Reduction compared prev. day:=0,000%
10/12/2009 1,243 +0,001 -> Increase compared preve. day:+0,081%
11/12/2009 1,245 +0,002 -> Increase compared preve. day.:+0,161%
14/12/2009 1,247 +0,002 -> Increase compared preve. day:+0,161%
15/12/2009 1,248 +0,001 -> Increase compared preve. day:+0,080%
16/12/2009 1,246 -0,002 -> Reduction compared prev. day:-0,160%
17/12/2009 1,242 -0,004 -> Reduction compared prev. day:-0,321%
18/12/2009 1,240 -0,002 ->  Reduction compared prev. day:-0,161%
21/12/2009 1,240 +0,000 -> Reduction compared prev. day:=0,000%
22/12/2009 1,241 +0,001 -> Increase compared preve. day:+0,081%
23/12/2009 1,239 -0,002 -> Reduction compared prev. day:-0,161%
24/12/2009 1,240  Theorical expected value
28/12/2009 1,241  Theorical expected value
29/12/2009 1,243  Theorical expected value
30/12/2009 1,241  Theorical expected value
31/12/2009 1,241  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 642,24€
Compared one year ago, in Dec'08 (3,452%): 854,37 €
Expected monthly savings will be.: 212 €
Expected Yearly savings will be.: 2545 € (-24,83%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/12/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,412	0,439	0,452	0,475	0,565	0,706	0,796
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,89	0,992	1,03	1,076	1,12	1,159	1,197

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/12/2009 at 11:30