Thursday 17 December 2009

Euribor 17/12/2009 (12 months & other types)

Forecast of December average: 1,245 (Reliability: 59%)
Oficial value of day 17/12/09: 1,242
 
Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this linkForex Macro Hight profitability per month 8-21% )
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2009 1,236 +0,002 -> Increase compared preve. day:+0,162%
02/12/2009 1,235 -0,001 -> Reduction compared prev. day:-0,081%
03/12/2009 1,241 +0,006 -> Increase compared preve. day:+0,486%
04/12/2009 1,239 -0,002 -> Reduction compared prev. day:-0,161%
07/12/2009 1,245 +0,006 -> Increase compared preve. day:+0,484%
08/12/2009 1,242 -0,003 -> Reduction compared prev. day:-0,241%
09/12/2009 1,242 =0,000 -> Reduction compared prev. day:=0,000%
10/12/2009 1,243 +0,001 -> Increase compared preve. day:+0,081%
11/12/2009 1,245 +0,002 -> Increase compared preve. day.:+0,161%
14/12/2009 1,247 +0,002 -> Increase compared preve. day:+0,161%
15/12/2009 1,248 +0,001 -> Increase compared preve. day:+0,080%
16/12/2009 1,246 -0,002 -> Reduction compared prev. day:-0,160%
17/12/2009 1,242 -0,004 -> Reduction compared prev. day:-0,321%
18/12/2009 1,243  Theorical expected value         
21/12/2009 1,242  Theorical expected value         
22/12/2009 1,243  Theorical expected value         
23/12/2009 1,244  Theorical expected value         
24/12/2009 1,242  Theorical expected value         
28/12/2009 1,243  Theorical expected value         
29/12/2009 1,245  Theorical expected value         
30/12/2009 1,243  Theorical expected value         
31/12/2009 1,243  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,60€
Compared one year ago, in Dec'08 (3,452%): 854,37 €
Expected monthly savings will be.: 212 €
Expected Yearly savings will be.: 2541 € (-24,79%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 17/12/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,377 0,447 0,462 0,483 0,572 0,712 0,802
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,896 0,997 1,038 1,082 1,124 1,163 1,203
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 17/12/2009 at 13:05
 

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