Friday 30 May 2014

Euribor 30/5/2014 & final value of May average

Final value of May average: 0,592
Oficial value of day 30/5/2014: 0,572 (=)
 
Comments: Today repeats value, and practically all of the Euribor types with similar  datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014  0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014  0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014  0,576 -0,002 -> Reduction compared prev.day:-0,346%
27/05/2014  0,573 -0,003 -> Reduction compared prev.day:-0,521%
28/05/2014 0,574 +0,001 -> Increase compared previ. day:+0,175%
29/05/2014 0,572 -0,002 -> Reduction compared prev.day:-0,348%
30/05/2014 0,572 =0,000-> Reduction compared prev.day:=0,000%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
586,59 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 8,96 €.
 
Expected yearly extra expenses will be:  106 
€ (+1,55%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,242 0,242 0,251 0,281
3 mo. 6 mo. 9 mo. 12 mo.
0,311 0,397 0,480 0,572

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,243 0,247 0,259 0,291
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,325 0,417 0,503 0,592

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/5/2014 at 13:55

Thursday 29 May 2014

Euribor 29/5/2014 (12 months & other types)

Forecast of May average: 0,592 (Reliability: 95%)
Oficial value of day 29/5/14: 0,572 (-0,348%)
 
Comments: In this day decreases 2 thousands and all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 15 thousands: 0,248 (-5,7%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014  0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014  0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014  0,576 -0,002 -> Reduction compared prev.day:-0,346%
27/05/2014  0,573 -0,003 -> Reduction compared prev.day:-0,521%
28/05/2014 0,574 +0,001 -> Increase compared previ. day:+0,175%
29/05/2014 0,572 -0,002 -> Reduction compared prev.day:-0,348%
30/05/2014 0,571  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
586,59 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 8,96 €.
 
Expected yearly extra expenses will be:  106 
(+1,55%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,248 0,243 0,251 0,280
3 mo. 6 mo. 9 mo. 12 mo.
0,310 0,397 0,481 0,572

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,243 0,247 0,260 0,292
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,325 0,418 0,504 0,593

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/5/2014 at 13:55

Wednesday 28 May 2014

Euribor 28/5/2014 (12 months & other types)

Forecast of May average: 0,592 (Reliability: 90%)
Oficial value of day 28/5/14: 0,574 (+0,175%)
 
Comments: In this day increases one thousand and practically all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 9 thousands: 0,263 (-3,3%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014  0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014  0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014  0,576 -0,002 -> Reduction compared prev.day:-0,346%
27/05/2014  0,573 -0,003 -> Reduction compared prev.day:-0,521%
28/05/2014 0,574 +0,001 -> Increase compared previ. day:+0,175%
29/05/2014 0,574  Theorical expected value
30/05/2014 0,573  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,263 0,257 0,255 0,284
3 mo. 6 mo. 9 mo. 12 mo.
0,314 0,399 0,484 0,574

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,243 0,247 0,260 0,292
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,326 0,419 0,505 0,594

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/5/2014 at 13:55

Tuesday 27 May 2014

Euribor 27/5/2014 (12 months & other types)

Forecast of May average: 0,592 (Reliability: 84%)
Oficial value of day 27/5/14: 0,573 (-0,521%)
 
Comments: In this day decreases 3 thousands and practically all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week decreases 4 thousands: 0,272 (-1,4%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014  0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014  0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014  0,576 -0,002 -> Reduction compared prev.day:-0,346%
27/05/2014  0,573 -0,003 -> Reduction compared prev.day:-0,521%
28/05/2014  0,573  Theorical expected value 
29/05/2014  0,573  Theorical expected value 
30/05/2014  0,572  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/5/2014:

1 se. 2 se. 1 mes 2 mes.
0,272 0,261 0,257 0,286
3 mes 6 mes 9 mes 12 m.
0,316 0,400 0,485 0,573

Real average of Euribor of the current month from 1 week to 12 months:

1 s.(m) 2 s.(m) 1 m(m) 2 m(m)
0,242 0,247 0,260 0,293
3 m(m) 6 m(m) 9 m(m) 12m(m)
0,327 0,420 0,507 0,596

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/5/2014 at 13:55

Monday 26 May 2014

Euribor 26/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 80%)
Oficial value of day 26/5/14: 0,576 (-0,346%)
 
Comments: In this day decreases 2 thousands and practically all the rest of the Euribor types with lower data compared yesterday values, the Euribor at 1 week that decreases 2 thousands: 0,276 (-0,7%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014 0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014 0,576 -0,002 -> Reduction compared prev.day:-0,346%
27/05/2014 0,577   Theorical expected value 
28/05/2014 0,577   Theorical expected value 
29/05/2014 0,577   Theorical expected value 
30/05/2014 0,578   Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,276 0,265 0,258 0,286
3 mo. 6 mo. 9 mo. 12 mo.
0,317 0,404 0,489 0,576

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,240 0,246 0,261 0,293
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,327 0,421 0,508 0,597


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/5/2014 at 13:55

Friday 23 May 2014

Euribor 23/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 74%)
Oficial value of day 23/5/14: 0,578 (-0,858%)
 
Comments: In this day decreases 5 thousands and practically all the rest of the Euribor types with similar data compared yesterday values, except the Euribor at 1 week that increases 12 thousands: 0,278 (+4,5%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014 0,578 -0,005 -> Reduction compared prev.day:-0,858%
26/05/2014 0,578  Theorical expected value
27/05/2014 0,579  Theorical expected value
28/05/2014 0,580  Theorical expected value
29/05/2014 0,580  Theorical expected value
30/05/2014 0,581  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,278 0,268 0,261 0,287
3 mo. 6 mo. 9 mo. 12 mo.
0,317 0,406 0,492 0,578

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,238 0,245 0,261 0,294
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,328 0,422 0,509 0,598

Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/5/2014 at 13:55

Thursday 22 May 2014

Euribor 22/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 70%)
Oficial value of day 22/5/14: 0,583 (=)
 
Comments: In this day repeats value and practically all the rest of the Euribor types with higher data compared yesterday values, the Euribor at 1 week increases 24 thousands: 0,266 (+9,9%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014 0,584  Theorical expected value 
26/05/2014 0,584  Theorical expected value 
27/05/2014 0,585  Theorical expected value 
28/05/2014 0,586  Theorical expected value 
29/05/2014 0,586  Theorical expected value 
30/05/2014 0,587  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,266 0,262 0,262 0,288
3 mo. 6 mo. 9 mo. 12 mo.
0,318 0,407 0,496 0,583

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,235 0,243 0,261 0,294
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,329 0,423 0,510 0,600


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/5/2014 at 13:55

Wednesday 21 May 2014

Euribor 21/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 64%)
Oficial value of day 21/5/14: 0,583 (-0,342%)
 
Comments: Today decreases 2 thousands and all the rest of the Euribor types with higher data compared yesterday values, the Euribor at 1 week increases 11 thousands: 0,242 (+4,7%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583  Theorical expected value 
23/05/2014 0,582  Theorical expected value 
26/05/2014 0,582  Theorical expected value 
27/05/2014 0,583  Theorical expected value 
28/05/2014 0,582  Theorical expected value 
29/05/2014 0,582  Theorical expected value 
30/05/2014 0,583  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,242 0,251 0,259 0,289
3 mo. 6 mo. 9 mo. 12 mo.
0,319 0,407 0,495 0,583

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,233 0,242 0,261 0,294
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,330 0,425 0,511 0,601


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/5/2014 at 13:55