Euribor 23/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 74%)

Oficial value of day 23/5/14: 0,578 (-0,858%)

 

Comments: In this day decreases 5 thousands and practically all the rest of the Euribor types with similar data compared yesterday values, except the Euribor at 1 week that increases 12 thousands: 0,278 (+4,5%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%

05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%

06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%

07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%

08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%

09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%

12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%

13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%

14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%

15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%

16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%

19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%

20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%

21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%

22/05/2014 0,583 =0,000 -> Reduction compared prev.day:=0,000%

23/05/2014 0,578 -0,005 -> Reduction compared prev.day:-0,858%

26/05/2014 0,578  Theorical expected value

27/05/2014 0,579  Theorical expected value

28/05/2014 0,580  Theorical expected value

29/05/2014 0,580  Theorical expected value

30/05/2014 0,581  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €. 
Expected yearly extra expenses will be:  116 € (+1,67%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/5/2014:

1 we.	2 we.	1 mo.	2 mo.
0,278	0,268	0,261	0,287
3 mo.	6 mo.	9 mo.	12 mo.
0,317	0,406	0,492	0,578

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,238	0,245	0,261	0,294
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,328	0,422	0,509	0,598

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/5/2014 at 13:55