Thursday, 22 May 2014

Euribor 22/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 70%)
Oficial value of day 22/5/14: 0,583 (=)
 
Comments: In this day repeats value and practically all the rest of the Euribor types with higher data compared yesterday values, the Euribor at 1 week increases 24 thousands: 0,266 (+9,9%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583 =0,000 -> Reduction compared prev.day:=0,000%
23/05/2014 0,584  Theorical expected value 
26/05/2014 0,584  Theorical expected value 
27/05/2014 0,585  Theorical expected value 
28/05/2014 0,586  Theorical expected value 
29/05/2014 0,586  Theorical expected value 
30/05/2014 0,587  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,266 0,262 0,262 0,288
3 mo. 6 mo. 9 mo. 12 mo.
0,318 0,407 0,496 0,583

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,235 0,243 0,261 0,294
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,329 0,423 0,510 0,600


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/5/2014 at 13:55

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