Tuesday 4 February 2014

Euribor 4/2/2014 (12 months & other types)

Forecast of February average: 0,548 (Reliability: 10%)
Oficial value of day 4/2/14: 0,548 (-0,182%)
 
Comments: Today decreases one thousand and the rest of the Euribor types lower compared yesterday values, the Euribor at 1 week decreases 2 thousands: 0,182 (-1,0%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%
04/2/2014 0,548 -0,001 -> Reduction compared prev.day:-0,182%
05/2/2014 0,546  Theorical expected value   
06/2/2014 0,546  ECB, not expected changes(=0,25%) 
07/2/2014 0,547  Theorical expected value   
10/2/2014 0,546  Theorical expected value   
11/2/2014 0,548  Theorical expected value   
12/2/2014 0,545  Theorical expected value   
13/2/2014 0,546  Theorical expected value   
14/2/2014 0,546  Theorical expected value   
17/2/2014 0,548  Theorical expected value   
18/2/2014 0,546  Theorical expected value   
19/2/2014 0,548  Theorical expected value   
20/2/2014 0,548  Theorical expected value   
21/2/2014 0,549  Theorical expected value   
24/2/2014 0,548  Theorical expected value   
25/2/2014 0,548  Theorical expected value   
26/2/2014 0,546  Theorical expected value   
27/2/2014 0,546  Theorical expected value   
28/2/2014 0,547  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,93 €.
Compared one year ago, in February'13 (0,594%): 585,17 €
Expected monthly savings will be: 3,83 €.
 
Expected yearly savings will be:  46
(-0,65%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/2/2014:
 
1 we. 2 we. 1 mo. 2 mo.
0,182 0,196 0,222 0,253
3 mo. 6 mo. 9 mo. 12 mo.
0,288 0,387 0,469 0,548
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,183 0,197 0,224 0,254
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,289 0,387 0,471 0,549
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/2/2014 at 13:55
 

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