Euribor 4/2/2014 (12 months & other types)

Forecast of February average: 0,548 (Reliability: 10%)

Oficial value of day 4/2/14: 0,548 (-0,182%)

 

Comments: Today decreases one thousand and the rest of the Euribor types lower compared yesterday values, the Euribor at 1 week decreases 2 thousands: 0,182 (-1,0%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%
04/2/2014 0,548 -0,001 -> Reduction compared prev.day:-0,182%
05/2/2014 0,546  Theorical expected value   
06/2/2014 0,546  ECB, not expected changes(=0,25%) 
07/2/2014 0,547  Theorical expected value   
10/2/2014 0,546  Theorical expected value   
11/2/2014 0,548  Theorical expected value   
12/2/2014 0,545  Theorical expected value   
13/2/2014 0,546  Theorical expected value   
14/2/2014 0,546  Theorical expected value   
17/2/2014 0,548  Theorical expected value   
18/2/2014 0,546  Theorical expected value   
19/2/2014 0,548  Theorical expected value   
20/2/2014 0,548  Theorical expected value   
21/2/2014 0,549  Theorical expected value   
24/2/2014 0,548  Theorical expected value   
25/2/2014 0,548  Theorical expected value   
26/2/2014 0,546  Theorical expected value   
27/2/2014 0,546  Theorical expected value   
28/2/2014 0,547  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,93 €.
Compared one year ago, in February'13 (0,594%): 585,17 €
Expected monthly savings will be: 3,83 €. 
Expected yearly savings will be:  46 € (-0,65%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/2/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,182	0,196	0,222	0,253
3 mo.	6 mo.	9 mo.	12 mo.
0,288	0,387	0,469	0,548

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,183	0,197	0,224	0,254
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,289	0,387	0,471	0,549

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/2/2014 at 13:55