Euribor 21/2/2014 (12 months & other types)

Forecast of February average: 0,550 (Reliability: 70%)

Oficial value of day 21/2/14: 0,547 (+0,367%)

 

Comments: Today increases 2 thousand and practically all the rest of the Euribor with slighly changes compared yesterday values, the Euribor at 1 week repeats value: 0,192 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%
03/2/2014 0,549 -0,010 -> Reduction compared prev.day:-1,789%
04/2/2014 0,548 -0,001 -> Reduction compared prev.day:-0,182%
05/2/2014 0,548 =0,000 -> Reduction compared prev.day:=0,000%
06/2/2014 0,547 -0,001 -> Reduction compared prev.day:-0,182%
07/2/2014 0,552 +0,005 -> Increase compared previ. day:+0,914%
10/2/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
11/2/2014 0,554 +0,003 -> Increase compared previ. day:+0,544%
12/2/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
13/2/2014 0,547 -0,005 -> Reduction compared prev.day:-0,906%
14/2/2014 0,548 +0,001 -> Increase compared previ. day:+0,183%
17/2/2014 0,547 -0,001 -> Reduction compared prev.day:-0,182%
18/2/2014 0,547 =0,000 -> Reduction compared prev.day:=0,000%
19/2/2014 0,547 =0,000 -> Reduction compared prev.day:=0,000%

20/2/2014 0,545 -0,002 -> Reduction compared prev.day:-0,366%

21/2/2014 0,547 +0,002 -> Increase compared previ. day:+0,367%

24/2/2014 0,547  Theorical expected value

25/2/2014 0,547  Theorical expected value

26/2/2014 0,548  Theorical expected value

27/2/2014 0,548  Theorical expected value

28/2/2014 0,549  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 583,51 €.
Compared one year ago, in February'13 (0,594%): 585,17 €
Expected monthly savings will be: 3,25 €. 
Expected yearly savings will be:  39 € (-0,55%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/2/2014:

1 we.	2 we.	1 mo.	2 mo.
0,192	0,200	0,222	0,251
3 mo.	6 mo.	9 mo.	12 mo.
0,287	0,384	0,464	0,547

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,190	0,200	0,225	0,253
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,288	0,387	0,470	0,549

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/2/2014 at 13:55