Thursday 7 May 2015

Euribor 7/5/2015 (12 months & other types)

Forecast of May average: 0,169 (Reliability: 20%)
Oficial value of day 7/5/15: 0,169 (=)

Comments: In this  day  repeats value (the minimum historical was on 29/4/15: 0,167) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 3 thousands: -0,103 (-3%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2015 0,170 -0,001 -> Difference compared previous day:-0,585%
05/05/2015 0,167 -0,003 -> Difference compared previous day:-1,765%
06/05/2015 0,169 +0,002 -> Difference compared previous day:+1,198%
07/05/2015 0,169 =0,000 -> Difference compared previous day:=0,000%
08/05/2015 0,168  Theorical expected value  
11/05/2015 0,168  Theorical expected value  
12/05/2015 0,167  Theorical expected value  
13/05/2015 0,168  Theorical expected value  
14/05/2015 0,167  Theorical expected value  
15/05/2015 0,168  Theorical expected value  
18/05/2015 0,168  Theorical expected value  
19/05/2015 0,169  Theorical expected value  
20/05/2015 0,170  Theorical expected value  
21/05/2015 0,169  Theorical expected value  
22/05/2015 0,169  Theorical expected value  
25/05/2015 0,169  Theorical expected value  
26/05/2015 0,169  Theorical expected value  
27/05/2015 0,169  Theorical expected value  
28/05/2015 0,169  Theorical expected value  
29/05/2015 0,168  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
551,99 €.
Compared one year ago, in May'14 (0,592%): 586,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  415 
(-5,90%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/5/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,105 -0,091 -0,043 -0,024
3 mo. 6 mo. 9 mo. 12 mo.
-0,009 0,061 0,107 0,169

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,100 -0,088 -0,043 -0,024
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,008 0,062 0,108 0,169

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/5/2015 at 14:06

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