Euribor 8/11/2013 (12 months & other types)

Forecast of November average: 0,484 (Reliability: 25%)

Oficial value of day 8/11/13: 0,506 (-5,243%)

 

Comments: After the ECB decition today decreases 28 thousandths and the rest of the Euribor types with strong decreases compared yesterday values, except the Euribor at 1 week that only decreases 2 thousandths: 0,098 (-2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,498  Theorical expected value      
12/11/2013 0,490  Theorical expected value      
13/11/2013 0,486  Theorical expected value      
14/11/2013 0,482  Theorical expected value      
15/11/2013 0,478  Theorical expected value      
18/11/2013 0,474  Theorical expected value      
19/11/2013 0,470  Theorical expected value      
20/11/2013 0,466  Theorical expected value      
21/11/2013 0,462  Theorical expected value      
22/11/2013 0,458  Theorical expected value      
25/11/2013 0,454  Theorical expected value      
26/11/2013 0,450  Theorical expected value      
27/11/2013 0,446  Theorical expected value      
28/11/2013 0,442  Theorical expected value      
29/11/2013 0,438  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 577,63 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 8,63 €. 
Expected yearly savings will be:  104 € (-1,47%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,098	0,104	---	0,122	0,171	0,217	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,324	---	---	0,420	---	---
12 mo.
0,506

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,101	0,109	---	0,128	0,178	0,226	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,338	---	---	0,441	---	---
12m(a)
0,529

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/11/2013 at 13:55