Euribor a 12 meses del día 4/11/2013

Forecast of November average: 0,536 (Reliability: 9%)

Oficial value of day 4/11/13: 0,532 (-0,188%)

 

Comments: Today decreases one thousandth and practically the rest of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week increases one thousandth: 0,103 (+1%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day: -2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day: -0,188%
05/11/2013 0,534  Theorical expected value 
06/11/2013 0,533  Theorical expected value 
07/11/2013 0,534  ECB, not expected changes(=0,50%)   
08/11/2013 0,534  Theorical expected value 
11/11/2013 0,533  Theorical expected value 
12/11/2013 0,536  Theorical expected value 
13/11/2013 0,537  Theorical expected value 
14/11/2013 0,538  Theorical expected value 
15/11/2013 0,537  Theorical expected value 
18/11/2013 0,538  Theorical expected value 
19/11/2013 0,537  Theorical expected value 
20/11/2013 0,538  Theorical expected value 
21/11/2013 0,537  Theorical expected value 
22/11/2013 0,536  Theorical expected value 
25/11/2013 0,537  Theorical expected value 
26/11/2013 0,538  Theorical expected value 
27/11/2013 0,538  Theorical expected value 
28/11/2013 0,539  Theorical expected value 
29/11/2013 0,540  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,93 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 4,32 €. 
Expected yearly savings will be:  52 € (-0,74%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/11/2013:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,103	0,110	---	0,129	0,180	0,227	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,342	---	---	0,446	---	---
12 mo.
0,532

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,103	0,110	---	0,129	0,180	0,227	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,342	---	---	0,446	---	---
12m(a)
0,532

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/11/2013 at 16:25