Euribor 21/11/2013 (12 months & other types)

Forecast of November average: 0,500 (Reliability: 70%)

Oficial value of day 21/11/13: 0,489 (-1,212%)

 

Comments: Today decreases 6 thousandths and all the rest of the Euribor types with slighly changes compared yesterday values, except the Euribor at 1 week that increases 8 thousandth: 0,108 (+8%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,502 -0,004 -> Reduction compared prev. day:-0,791%
12/11/2013 0,501 -0,001 -> Reduction compared prev. day:-0,199%
13/11/2013 0,500 -0,001 -> Reduction compared prev. day:-0,200%
14/11/2013 0,496 -0,004 -> Reduction compared prev. day:-0,800%
15/11/2013 0,496 =0,000 -> Reduction compared prev. day:=0,000%
18/11/2013 0,497 +0,001 -> Incremen. respecto al día ant.:+0,202%
19/11/2013 0,496 -0,001 -> Reduction compared prev. day:-0,201%
20/11/2013 0,495 -0,001 -> Reduction compared prev. day:-0,202%
21/11/2013 0,489 -0,006 -> Reduction compared prev. day:-1,212%
22/11/2013 0,488  Theorical expected value   
25/11/2013 0,488  Theorical expected value   
26/11/2013 0,487  Theorical expected value   
27/11/2013 0,488  Theorical expected value   
28/11/2013 0,486  Theorical expected value   
29/11/2013 0,486  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,20 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 7,06 €. 
Expected yearly savings will be:  85 € (-1,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,108	0,111	---	0,126	0,171	0,217	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,316	---	---	0,409	---	---
12 mo.
0,489

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,100	0,107	---	0,125	0,174	0,221	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,327	---	---	0,426	---	---
12m(a)
0,510

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/11/2013 at 13:55