Euribor 4/10/2013 (12 months & other types)

Forecast of October average: 0,539 (Reliability: 16%)

Oficial value of day 4/10/13: 0,537 (=)

 

Comments: Today  repeats value and the rest of the Euribor types with slightly changes  compared yesterday values, and the Euribor at 1 week increases one thousandth: 0,099 (+1%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,537  Theorical expected value  
08/10/2013 0,537  Theorical expected value  
09/10/2013 0,537  Theorical expected value  
10/10/2013 0,537  Theorical expected value  
11/10/2013 0,538  Theorical expected value  
14/10/2013 0,539  Theorical expected value  
15/10/2013 0,540  Theorical expected value  
16/10/2013 0,541  Theorical expected value  
17/10/2013 0,541  Theorical expected value  
18/10/2013 0,541  Theorical expected value  
21/10/2013 0,543  Theorical expected value  
22/10/2013 0,544  Theorical expected value  
23/10/2013 0,544  Theorical expected value  
24/10/2013 0,543  Theorical expected value  
25/10/2013 0,545  Theorical expected value  
28/10/2013 0,546  Theorical expected value  
29/10/2013 0,546  Theorical expected value  
30/10/2013 0,544  Theorical expected value  
31/10/2013 0,545  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,18 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,26 €. 
Expected yearly savings will be:  111 € (-1,56%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/10/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,099	0,107	0,115	0,128	0,172	0,225	0,258
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,298	0,338	0,371	0,409	0,446	0,478	0,508
12 mo.
0,537

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,098	0,107	0,115	0,128	0,172	0,225	0,258
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,297	0,338	0,371	0,408	0,446	0,477	0,508
12m(a)
0,537

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/10/2013 at 13:55