Euribor a 12 meses del día 30/10/2013

Forecast of October average: 0,541 (Reliability: 95%)

Oficial value of day 30/10/13: 0,548 (-0,364%)

 

Comments: Today decreases 2 thousandths and practically the rest of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week repeats value: 0,102 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,553 +0,006 -> Increase compared previ. day.:+1,097%
29/10/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
30/10/2013 0,548 -0,002 -> Reduction compared prev. day:-0,364%
31/10/2013 0,548  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,35 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,09 €. 
Expected yearly savings will be:  109 € (-1,54%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/10/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,102	0,109	0,117	0,129	0,178	0,228	0,265
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,306	0,349	0,380	0,417	0,458	0,489	0,518
12 mo.
0,548

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,099	0,107	0,115	0,128	0,172	0,226	0,261
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,300	0,341	0,374	0,411	0,450	0,481	0,512
12m(a)
0,541

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/10/2013 at 13:55