Wednesday, 16 October 2013

Euribor 16/10/2013 (12 months & other types)

Forecast of October average: 0,539 (Reliability: 55%)
Oficial value of day 16/10/13: 0,541 (+0,185%)
 
Comments: Today increases one thousandth and the rest of the Euribor types with slightly changes  compared yesterday values, and the Euribor at 1 week repeats value: 0,098 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,541  Theorical expected value          
18/10/2013 0,541  Theorical expected value          
21/10/2013 0,543  Theorical expected value          
22/10/2013 0,544  Theorical expected value          
23/10/2013 0,544  Theorical expected value          
24/10/2013 0,543  Theorical expected value          
25/10/2013 0,546  Theorical expected value          
28/10/2013 0,547  Theorical expected value          
29/10/2013 0,547  Theorical expected value          
30/10/2013 0,544  Theorical expected value          
31/10/2013 0,545  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,18 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,26 €.
 
Expected yearly savings will be:  111
(-1,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 16/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,098 0,106 0,114 0,127 0,170 0,225 0,260
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,299 0,340 0,375 0,410 0,450 0,482 0,512
12 mo.
0,541
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,098 0,107 0,115 0,128 0,171 0,226 0,260
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,298 0,339 0,373 0,410 0,448 0,479 0,510
12m(a)
0,539
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/10/2013 at 13:55
 

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