Friday, 29 March 2013

Euribor 28/03/2013 & final value of March average

Final value of March average: 0,545
Oficial value of day 28/3/2013: 0,547 (+0,367%)
 
Comments: Today increases 2 thousandths, and the rest of Euribor types with slightly changes compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,549 -0,004 -> Reduction compared prev.day: -0,723%
26/03/2013 0,547 -0,002 -> Reduction compared prev.day :-0,364%
27/03/2013 0,545 -0,002 -> Reduction compared prev.day :-0,366%
28/03/2013 0,547 +0,002 -> Increase compared prev. day:+0,367%
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,68 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,55 €.
 
Expected yearly savings will be:  991
(-12,41%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,083 0,091 0,100 0,117 0,170 0,211 0,251
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,291 0,335 0,370 0,407 0,440 0,478 0,513
12 mo.





0,547





 
 
Real average of Euribor of the current month from 1 week to 12 months:
    
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,082 0,090 0,101 0,118 0,166 0,206 0,245
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,287 0,329 0,365 0,403 0,439 0,476 0,512
12m(a)





0,545





 
Graphic of the current month till today of Euribor at 12 months:



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/3/2013 at 8:55

Wednesday, 27 March 2013

Euribor 27/3/2013 (12 months & other types)

Forecast of March average: 0,545 (Reliability: 95%)
Oficial value of day 27/3/13: 0,545 (-0,366%)
 
Comments: Today  decreases 2 thousandths, and the rest of the Euribor are lower compared yesterday values, the Euribor at 1 week reduces 5 thousandths: 0,085 (-5,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,549 -0,004 -> Reduction compared prev.day: -0,723%
26/03/2013 0,547 -0,002 -> Reduction compared prev.day :-0,364%
27/03/2013 0,545 -0,002 -> Reduction compared prev.day :-0,366%
28/03/2013 0,544  Theorical expected value 
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/3/2013:
  
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,085 0,092 0,101 0,117 0,170 0,212 0,251
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,291 0,335 0,370 0,406 0,440 0,478 0,512
12 mo.





0,545





 
Real average of Euribor of the current month from 1 week to 12 months:
   
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,082 0,090 0,101 0,118 0,166 0,206 0,244
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,287 0,328 0,364 0,403 0,439 0,476 0,512
12m(a)





0,545





 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/3/2013 at 18:55



Tuesday, 26 March 2013

Euribor 26/3/2013 (12 months & other types)

Forecast of March average: 0,547 (Reliability: 80%)
Oficial value of day 26/3/13: 0,547 (-0,364%)
 
Comments: Today  decreases 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,088 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,549 -0,004 -> Reduction compared prev.day: -0,723%
26/03/2013 0,547 -0,002 -> Reduction compared prev.day :-0,364%
27/03/2013 0,547  Theorical expected value
28/03/2013 0,548  Theorical expected value
29/03/2013 0,548  Theorical expected value 
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 26/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,090 0,093 0,102 0,119 0,172 0,213 0,252
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,293 0,337 0,372 0,408 0,443 0,481 0,515
12 mo.





0,547





 
Real average of Euribor of the current month from 1 week to 12 months:
  
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,081 0,090 0,101 0,118 0,166 0,205 0,244
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,287 0,328 0,364 0,403 0,439 0,476 0,512
12m(a)





0,545





 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 26/3/2013 at 15:55


Monday, 25 March 2013

Euribor 25/3/2013 (12 months & other types)

Forecast of March average: 0,547 (Reliability: 80%)
Oficial value of day 25/3/13: 0,549 (-0,723%)
 
Comments: Today  decreases 4 thousandths, and practically the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,088 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,549 -0,004 -> Reduction compared prev.day: -0,723%
26/03/2013 0,549  Theorical expected value
27/03/2013 0,549  Theorical expected value
28/03/2013 0,550  Theorical expected value
29/03/2013 0,550  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,088 0,092 0,102 0,119 0,172 0,214 0,251
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,294 0,336 0,372 0,408 0,444 0,480 0,516
12 mo.





0,549





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,081 0,090 0,101 0,118 0,166 0,205 0,244
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,287 0,328 0,364 0,402 0,438 0,476 0,512
12m(a)





0,545





 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/3/2013 at 15:55

Friday, 22 March 2013

Euribor 22/3/2013 (12 months & other types)

Forecast of March average: 0,547 (Reliability: 75%)
Oficial value of day 22/3/13: 0,553 (+0,545%)
 
Comments: Today  increases 3 thousandths, and practically the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 3 thousandths: 0,088 (+3,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/03/2013 0,549 -0,008 -> Reduction compared prev.day:-1,436%
04/03/2013 0,544 -0,005 -> Reduction compared prev.day:-0,911%
05/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
06/03/2013 0,540 -0,003 -> Reduction compared prev.day:-0,552%
07/03/2013 0,538 -0,002 -> Reduction compared prev.day:-0,370%
08/03/2013 0,541 +0,003 -> Increase compared prev. day:+0,558%
11/03/2013 0,542 +0,001 -> Increase compared prev. day:+0,185%
12/03/2013 0,543 +0,001 -> Increase compared prev. day:+0,185%
13/03/2013 0,542 -0,001 ->  Reduction compared prev.day:-0,184%
14/03/2013 0,544 +0,002 -> Increase compared prev. day:+0,369%
15/03/2013 0,543 -0,001 -> Reduction compared prev.day:-0,184%
18/03/2013 0,543 =0,000 -> Increase compared prev. day:=0,000%
19/03/2013 0,545 +0,002 -> Increase compared prev. day:+0,368%
20/03/2013 0,551 +0,006 -> Increase compared prev. day:+1,101%
21/03/2013 0,550 -0,001 -> Reduction compared prev.day:-0,181%
22/03/2013 0,553 +0,003 -> Increase compared prev. day:+0,545%
25/03/2013 0,554  Theorical expected value  
26/03/2013 0,554  Theorical expected value  
27/03/2013 0,554  Theorical expected value  
28/03/2013 0,555  Theorical expected value  
29/03/2013 0,555  Theorical expected value
    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in March'12 (1,499%): 665,23 €
Expected monthly savings will be: 82,63 €.
 
Expected yearly savings will be:  992
(-12,42%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/3/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,088 0,094 0,103 0,120 0,172 0,215 0,254
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,296 0,339 0,375 0,413 0,449 0,485 0,521
12 mo.





0,553





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,081 0,090 0,101 0,118 0,165 0,204 0,243
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,286 0,327 0,363 0,402 0,438 0,475 0,512
12m(a)





0,544





 
Graphic of the current month till today of Euribor at 12 months:
 
 

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/3/2013 at 13:55